tag:blogger.com,1999:blog-86459983256305481572024-03-08T05:33:57.597-06:00STC Consulting BlogProfit + ProductivitySoledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.comBlogger625125tag:blogger.com,1999:blog-8645998325630548157.post-81858855135864918202023-05-19T12:59:00.006-05:002023-05-19T13:00:57.089-05:00STC Consulting turns 7!<p> </p>
<iframe width="100%" height="600" src="https://www.docdroid.net/zDEMnbu/newsletter-may-2023-pdf" frameborder="0" allowtransparency allowfullscreen></iframe>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-83980476341641091322023-05-18T15:05:00.004-05:002023-05-18T15:05:28.846-05:00Testimonial Gregory C. Bihn, PetroEd<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj6mghoAeOG64cefMmbp-rVTKkZaWP-4ifj3sA2cqvllH57rSg3mgaCydYqC8Xbogy1sDChFhW4J-VKn72Y8g93kei5_Atf6SMLGiZGt2GfdPseO0f3Cy7EaYjoOfQAxSf3BeWzEuTFdf9I2QCauLDfGSAAfyvezXXLn3yvXkFnO___3_9qZnpks4t/s1080/98%20Gregory%20C.%20Bihn,%20PetroEd.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhj6mghoAeOG64cefMmbp-rVTKkZaWP-4ifj3sA2cqvllH57rSg3mgaCydYqC8Xbogy1sDChFhW4J-VKn72Y8g93kei5_Atf6SMLGiZGt2GfdPseO0f3Cy7EaYjoOfQAxSf3BeWzEuTFdf9I2QCauLDfGSAAfyvezXXLn3yvXkFnO___3_9qZnpks4t/w640-h640/98%20Gregory%20C.%20Bihn,%20PetroEd.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-42098881015848726512023-05-05T08:51:00.000-05:002023-05-05T08:51:01.270-05:005 Unexpected Life Changes You Might Experience When Starting a BusinessSource: <a href="https://tinyurl.com/35u9z3ze">https://tinyurl.com/35u9z3ze</a><br /><br /> BY <a href="https://www.entrepreneur.com/author/ivan-popov">IVAN POPOV </a>• APR 17, 2023<div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEiNQXbI3PeH-nKyYcz5XvEA1VmjeLhFpV72awKnD4lMTkB6SvcgzdFlij-uXVftFbStblUiZZ-s738FfnKmU9OaPCy9NLwfPv4OAYMtqZFpuRArSS1La7M_tZMtA6foFlXEy-35dnBlDrNuWv7mZ1mtOfQsG5tzIsV9jrvsZNsG0Knx9fG4-Y8PAS-6" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="676" data-original-width="1200" height="360" src="https://blogger.googleusercontent.com/img/a/AVvXsEiNQXbI3PeH-nKyYcz5XvEA1VmjeLhFpV72awKnD4lMTkB6SvcgzdFlij-uXVftFbStblUiZZ-s738FfnKmU9OaPCy9NLwfPv4OAYMtqZFpuRArSS1La7M_tZMtA6foFlXEy-35dnBlDrNuWv7mZ1mtOfQsG5tzIsV9jrvsZNsG0Knx9fG4-Y8PAS-6=w640-h360" width="640" /></a></div><br /><br />Running a business sometimes has an unpredictable effect on our lives — but the more we are aware of all the possible takeaways, the easier it would be to overcome each obstacle along the way.<br /><br />Opinions expressed by Entrepreneur contributors are their own.<br /><br />Starting a business is a goal many people pursue at some point in their lives. Once we see the potential in us and grow to believe in our expertise, we begin considering what would it be for us to start fresh and become our own boss. As intriguing and exciting as it may sound, sometimes <a href="https://www.entrepreneur.com/starting-a-business/the-complete-12-step-guide-to-starting-a-business/297899">business ownership</a> arrives with unexpected life changes we haven't seen coming.<br /><br />Oftentimes I've spoken about what we need to be prepared for business-wise — things like saving up for initial investments, finding the perfect business niche and learning how to spot great employees are just the tip of the iceberg when it comes to fully submerging ourselves in the world of <a href="https://www.entrepreneur.com/growing-a-business/9-lessons-entrepreneurship-will-teach-you/440824">entrepreneurship</a>. With time, we usually learn how to adapt and overcome obstacles along the way that are strictly work-related, but what about the certain amount of change we'd be witnessing during our outside-of-office hours?<br /><br />Truth be told, it would be rather naïve on our part to believe that such a huge event like starting a business won't affect our personal and social life in any way. That's why I've decided to shed some light on five unexpected <a href="https://www.entrepreneur.com/leadership/50-ways-entrepreneurship-will-change-your-life/251019">life changes</a> you might witness once becoming a business owner. It's better to be prepared and informed instead of being taken off guard.<br /><br /><b>1. Your professional and personal lives will inevitably mix</b><br /><br />Right at the beginning of my CEO journey, I assumed the biggest hardships I'm about to witness would revolve around the establishment of my company. Details like building a portfolio, finding the best employees and getting our work out there took a considerable amount of my time, and yet I knew quite well this is what the road ahead is supposed to look like. As busy as it got, I was somewhat prepared — after all, the majority of aspiring entrepreneurs have a good understanding of how their professional life is about to change once they step into the world of business ownership.<br /><br />But here's the thing — our professional and personal lives are so <a href="https://www.entrepreneur.com/en-in/entrepreneurs/why-is-it-important-for-entrepreneurs-to-balance-personal/305626">intertwined</a> that is almost impossible for one not to affect the other.<br /><br />Feeling constantly overwhelmed, the long working hours, the overall work-related pressure and stress and monitoring how's your business going on weekends are simply a small part of all business-related consequences that might affect our outside-of-office hours. Naturally, we'd feel pressured by time and deadlines and this could cause disruptions in the way we choose/can to spend our free time. What's more, all those predispositions may lead to somewhat unexpected changes in our lives that we couldn't see coming and may bring discomfort and struggle in the area.<div><b><br />2. You may notice your social circle shrinking</b><br /><br />As disturbing as it may sound, many entrepreneurs (especially right at the beginning of their career journey) share that their friends appear to be drifting away from them once they launched their gigs.<br /><br />There could be numerous reasons for this: For instance, people from your <a href="https://www.entrepreneur.com/en-ae/growth-strategies/five-kinds-of-people-you-need-in-your-inner-professional/297651">social circle</a> might feel neglected or as if you've chosen work over spending quality time with them. Another possible, yet bitter option, is that they might start witnessing their lack of development as now you're skyrocketing your own business.<br /><br />Whatever the reason is, your social circle shrinking is a plausible outcome of your entrepreneurial goals — and it's better for you to be prepared, just in case. Honest and open conversations about how each person feels usually help get rid of the issues and misunderstandings and you can all salvage the relationship.<br /><b><br />3. New people may come into your life and stay for good</b><br /><br />Usually, when people opt for business establishments, they need to communicate with fellow entrepreneurs, clients, prospective investors, etc. The more you put yourself out there and attend <a href="https://www.entrepreneur.com/growing-a-business/how-to-effectively-network-as-an-entrepreneur/448284">networking</a> events, the higher the chance is for you to widen your social circle and let newcomers appear. More often than not, relationships built on mutual business interests tend to last for long as people share experience and expertise, while also providing support and guidance.</div><div><br /><b>4. You might find it extra hard to keep a balance between work and personal life</b><br /><br />When we are employed, we usually treasure our time off from work and look forward to it, but things change when we lead our own business. You might find it hard to juggle between opening your laptop and checking that minor detail on a Sunday afternoon even though it could wait until Monday, especially at the beginning.<br /><br />In the long-term, this lack of balance and fruitful relaxation time could have a tremendous effect on your mental health as you'd find yourself always being at work subconsciously. So it's important to set certain standards for yourself when it comes to taking some time off and <a href="https://www.entrepreneur.com/living/business-owners-can-have-work-life-balance-with-these-5-tips/442239">enjoying life outside of the office</a>.</div><div><br /><b>5. You might experience a change of heart when it comes to your career</b><br /><br />Some people find out business ownership is not as enjoyable as they thought it was and prefer getting back to being employed. Others might enjoy running an enterprise in general, but realize their desired niche is not the one they primarily chose. All those instances, even though troublesome at first, are a good thing — it's the ultimate path toward <a href="https://www.entrepreneur.com/starting-a-business/why-you-must-really-know-yourself-before-starting-a-business/248796">self-discovery</a> and paving one's way to a successful career that aligns with who they are.<br /><br /><br />Of course, all those are assumptions — as often as they may appear, some entrepreneurs never face obstacles and difficulties of this sort. It doesn't hurt to be prepared though — owning a business isn't merely about running some numbers and never expecting anything to be different. At the end of the day, change helps us grow.<br /><br /><a href="https://www.entrepreneur.com/author/ivan-popov">Ivan Popov</a><br /><br />ENTREPRENEUR LEADERSHIP NETWORK CONTRIBUTOR<br /><br />CEO and Tech Lead of Vipe Studio<br />Ivan Popov serves as the CEO of Vipe Studio, which establishes and maintains WordPress-based websites for enterprises and SMEs. He is always curious about technology, web and software development, WordPress, sports, journalism, leadership, entrepreneurship and all things mental health.</div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-437811707301430182023-04-08T13:41:00.003-05:002023-04-08T13:44:14.396-05:00Entrevista Soledad Tanner, Revista Forbes - Ecuador<p> </p>
<iframe width="100%" height="600" src="https://www.docdroid.net/Hqu8nZ1/forbes-ecuador-pdf" frameborder="0" allowtransparency allowfullscreen></iframe>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-78437907289854103292023-04-04T10:06:00.005-05:002023-04-04T10:09:50.956-05:00Self-Employment Rises Among Women, Surpassing Pre-Covid High<div>Source: <a href="https://tinyurl.com/kcfueuwh" target="_blank">https://tinyurl.com/kcfueuwh</a></div>Written by: <a href="https://www.forbes.com/sites/ryanderousseau/">Ryan Derousseau</a><br />Senior ContributorDT<br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjC4VhZsNZ2R7pMuycTJPNvs8bOpciNmUxSm4HicD1PQtzUZG9-BkhvUuhjkW4pAlPwDR3rc0zyTqX3UlnDlkN2e-qEL9HvzHkLl1TWN2_t8Zt9kl8FOztg1kwNHKa2FEIvzVLZGpZ2AW_co_Gdrb4-C8Bp1LBvqPpOv7I3SBcSEDAcQgZUC3T7Iiv6" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="639" data-original-width="959" height="426" src="https://blogger.googleusercontent.com/img/a/AVvXsEjC4VhZsNZ2R7pMuycTJPNvs8bOpciNmUxSm4HicD1PQtzUZG9-BkhvUuhjkW4pAlPwDR3rc0zyTqX3UlnDlkN2e-qEL9HvzHkLl1TWN2_t8Zt9kl8FOztg1kwNHKa2FEIvzVLZGpZ2AW_co_Gdrb4-C8Bp1LBvqPpOv7I3SBcSEDAcQgZUC3T7Iiv6=w640-h426" width="640" /></a></div><div style="text-align: center;">Self-employment among women has jumped to pre-Covid highs, after a period of significant decline.GETTY</div><br />Self-employed women, broadly speaking, felt the full brunt of the Covid downturn at greater numbers than nearly any other group. The rate of <a href="https://www.forbes.com/sites/ryanderousseau/2022/09/30/how-to-set-your-solopreneur-goals/">self-employed mothers</a> working at least 30 hours a week, for instance, dropped by more than 40% in one month from March to April 2020, according to Federal Reserve data. The rates of self-employed fathers working at least 30 hours a week dropped by 18% in comparison.<br /><br />That number has reversed, according to new <a href="https://www.dallasfed.org/cd/communities/2023/2302">data from the Federal Reserve Bank of Dallas</a>. In the years that followed the initial Covid surge, the number of women and mothers that have chosen the self-employment route has steadily increased, rising faster than rates of men and fathers.<br /><br /><br />Women now represent nearly 40% of all self-employed individuals, up from 34% in 2016. By August 2022, the number of self-employed women with children surpassed pre-Covid numbers as it sat 8% higher than rates seen in January 2020. These rates jumped even higher among women of color.<br /><br />“As the rate of self-employment grows for all women, and especially for those of color, their businesses will have an increasingly large impact on the economy,” wrote Emily Ryder Perlmeter, a senior advisor in community development at the Federal Reserve Bank of Dallas.<br /><b><br />Rates Fell During Hard Times</b><br /><br />A reason that self-employment rates dropped further for women during the Covid <a href="https://www.forbes.com/sites/ryanderousseau/2022/07/29/how-to-shift-into-self-employment-during-a-recession/">recession</a> also highlights holes within the parental safety-net. Childcare proved to be a significant cause of the decline amongst women who had children and were self-employed.<br /><br />“Child care burdens in the United States fall <a href="https://www.bloomberg.com/news/articles/2021-06-25/women-did-three-times-as-much-unpaid-child-care-as-men-during-covid-pandemic">disproportionately on women</a>, which means that self-employed mothers were more likely than fathers to take time off to focus on at-home schooling,” wrote Perlmeter. “For another, women-owned firms were more likely than those owned by men to be in a financially precarious position prior to the pandemic.”<br /><br />Women-owned firms without employees had an almost identical chance of operating at a loss as they did operating with a profit – 37% to 39% – in the months leading up to the pandemic. With little room to maneuver and familial demands that fell more on women than men, women-led, self-employed businesses suffered.<br /><br />When dealing with issues that have large, societal reasons for existing – like the oft expectation that when stuff goes awry, it’s the mother not the father that will stay home with the kids – you cannot fix it through personal finance solutions. But you can fix your own susceptibility to the burden through personal financial tactics. It’s where honing that focus during times of relative strength (or less concern) can have significant benefits if something unexpected occurs again.<br /><br />One important strategy is to try and build an <a href="https://www.forbes.com/sites/ryanderousseau/2022/05/31/freelance-financials-how-to-protect-your-wealth-while-moving-to-contract-work/">emergency fund</a> that covers expenses in case your work slows or you have to take time away for a short period. While let’s hope there’s not another Covid-like experience in our lifetime, you will likely experience shocks to your self-employment, in good economic conditions and bad. These shocks can come in the form of slower business, health concerns or parental duties. But having 3-6 months of monthly pay that you store in an easily accessible business savings account – separate from your personal account – will ensure you do not have to derail your self-employment company at the slightest sign of adversity.<br /><b><br />The other tactic: make sure to diversify your clients.</b><br /><br />Often, when someone in self-employment struggles, they have only one way to charge or attract clients. They serve one specific sector or only produce one type of product or service. But having multiple types of clients, across different sectors, needing different services or tools will ease this stress.<br /><br />Outside of a Covid-esque derailment, while one part of the business lags, other parts of the business can be used to make up the shortfall.Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-78846140602198220062023-03-26T04:23:00.003-05:002023-03-26T04:23:51.660-05:00Entrepreneurship Over the Last 35 Years — and How We Can Change the Future for Women Business Owners<div>Source: <a href="https://tinyurl.com/4z9s4ahe">https://tinyurl.com/4z9s4ahe</a></div><div><br /></div><div>Written by: <a href="https://www.entrepreneur.com/author/sharon-miller">Sharon Miller</a></div>ENTREPRENEUR LEADERSHIP NETWORK CONTRIBUTOR<br />President of Small Business and Head of Specialty Banking & Lending<br />Sharon Miller is the president of Small Business and head of Specialty Banking and Lending, which includes overseeing Consumer Vehicle Lending, at Bank of America. In addition, she is a member of the company’s management operating committee.<div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg-6ICPMQuF7AtVy-z7qFHq_c7ceJnDZpUkwOM13UuW-Em_h5iPriqSct5sr71ubsCtZJhPkzreOfQYMvdSFGob1MKGfkHE9DbUcsfkbREZRgtoOzWZZKIcwdSKnIjA0arkW7JGjsXgxhVkfR7ycXkyL4BUGBW58mqbGDg-USUKhymidqWZOJsn7IRX" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="780" data-original-width="1170" height="426" src="https://blogger.googleusercontent.com/img/a/AVvXsEg-6ICPMQuF7AtVy-z7qFHq_c7ceJnDZpUkwOM13UuW-Em_h5iPriqSct5sr71ubsCtZJhPkzreOfQYMvdSFGob1MKGfkHE9DbUcsfkbREZRgtoOzWZZKIcwdSKnIjA0arkW7JGjsXgxhVkfR7ycXkyL4BUGBW58mqbGDg-USUKhymidqWZOJsn7IRX=w640-h426" width="640" /></a></div><br /><br /><div>Celebrating 35 years of women's entrepreneurship and taking a look at what more needs to be done to pave the way for a successful generation of future women leaders and entrepreneurs.</div><div><br /> With Women's History Month upon us, it's important that we honor, celebrate and recognize the impacts <a href="http://www.entrepreneur.com/leadership/celebrating-womens-history-month-5-powerful-women-who/421744">women entrepreneurs</a> make across the business world. Women business leaders play an essential role in their local communities, our economy and the world at large. They serve as a vital part of the world's economic engine and empower the next generation of women to reach their goals as entrepreneurs.<br /><br />Women made strides toward equality and advanced their mark on business in 1988 when <a href="https://www.nawbo.org/nawbo-news/what-hr-5050-womens-business-ownership-act">The Women's Business Ownership Act</a> was passed. This act, which was supported by the National Association of Women Business Owners (NAWBO), was created to address the needs of women by eliminating lending practices by banks that made business ownership more difficult for women than men.<br /><br />This year, as we celebrate the 35th anniversary of The Women's Business Ownership Act as well as <a href="https://promotions.bankofamerica.com/smallbusiness/sbwomen">Women's History Month</a>, it's important to pay respect and acknowledge our history and recognize its impact on the present. There is still work to be done as we can pave the way for a successful generation of <a href="https://www.entrepreneur.com/leadership/8-ways-to-empower-the-next-generation-of-women-leaders/446554">future women leaders</a> and entrepreneurs.<br /><b><br />A look back at women's entrepreneurship over the last 35 years</b><br /><br />More than three decades ago, the process to start a business changed for the better for women. The Women's Business Ownership Act was passed and empowered women entrepreneurs across the country to pursue their business goals. Prior to its passage, women business owners were required to have a man related to them as a co-signer on their business loans. The act helped reduce discrimination based on gender and allowed <a href="https://www.entrepreneur.com/starting-a-business/the-challenges-in-getting-funding-for-women-and/420230">women to access capital</a> to start a new business or fund their existing business.<br /><br />There has been a significant increase in women-owned businesses since that milestone event. A few years after its passage, the number of women-owned businesses in the U.S. reached 6.4 million in 1992 — this represented one-third of all domestic firms and 40% of all retail and service firms, according to the <a href="https://www.census.gov/library/publications/1996/econ/1992-sbo-women.html">United States Census</a>. As of 2019, the number of women-owned businesses has doubled to nearly 13 million (representing <a href="https://cdn.www.nwbc.gov/wp-content/uploads/2020/12/21113833/pdf/NWBC-2020-Annual-Report-Final.pdf">42%</a> of all U.S. businesses), and a 2022 study showed that over the past three years, the number of women entrepreneurs <a href="https://www.yahoo.com/now/data-shows-growth-women-entrepreneurs-114200582.html?guccounter=1">grew by 48%</a> year-over-year, which outpaced their male counterparts by 22%.<div><b><br />How we change the future for women business owners</b><br /><br />Though we've made great strides over the last 35 years, women continue to face greater challenges than their male counterparts — for example, access to capital remains a critical issue for women and minority business owners. According to Bank of America's 2022 Women and Minority Business Owner Spotlight, nearly <a href="https://about.bankofamerica.com/en/making-an-impact/women-and-minority-business-spotlight-2022">one-third</a> of women business owners do not believe that women will ever have equal access to capital, and for those who do, they believe on average it will take nine years to achieve equal access. Clearly, we still have much progress to achieve.<br /><br />To help overcome the disparity in access to capital, women need <a href="https://www.entrepreneur.com/business-news/heres-a-new-way-for-women-entrepreneurs-to-find-resources/422835">support and resources</a> to navigate the capital landscape and identify potential sources of funding, such as equity, debt and grant capital. Banks have a responsibility to provide accessible capital solutions. There are a number of resources available right now that many women business owners don't know about. For example, in 2021 Bank of America launched the <a href="https://women.accesstocapitaldirectory.com/">Access to Capital Directory for Women Entrepreneurs</a> to help connect women to organizations that provide funding for women-owned businesses. Additionally, the Bank of America <a href="https://bofainstitute.cornell.edu/">Institute for Women's Entrepreneurship at Cornell</a> provides the opportunity for women to earn a certificate in business from the Ivy League university. The bank has also recently launched a public <a href="https://bofamarketplace.senecawomen.com/">marketplace</a> to support and showcase women-owned businesses that participate in programs to drive women's entrepreneurship.<br /><br />Mentorship can also make a considerable difference in your professional growth. Over the years, I've learned the importance and value of this, both as a mentor and a mentee, and how much more can be achieved when you pay it forward and help lift other women up. This can be done through providing programs and materials, serving as a confidant to a peer or encouraging women to look into new, educational resources.<br /><br />Education will continue to be key as women work to achieve full <a href="https://www.entrepreneur.com/leadership/4-areas-that-need-to-change-for-women-to-achieve-equality/313232">equality in business</a>. Whether it's learning about business tactics or how to apply for grants, women must use every available resource to enhance their knowledge and reach as they begin their business endeavors. Through collaboration with fellow women and business partners, they can enhance efficiency, strengthen financial knowledge and deploy their creativity that takes their businesses to unseen levels of new success.<br /><br />Many women business owners <a href="https://www.entrepreneur.com/en-in/women-entrepreneur/heres-how-women-entrepreneurs-can-overcome-challenges/334876">face challenges</a> daily, but they continue to overcome adversity and remain dedicated — as we've observed over the last 35 years. I have especially seen this in my personal and professional life. We have a lot to celebrate, but I am even more excited and exhilarated to see what we accomplish in the next 35 years.</div></div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-81119578327308588092023-03-24T08:30:00.005-05:002023-03-24T08:30:55.693-05:00Houston 50 most Influencial Women of 2022<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZP0nY6BrgAp_s7F6wRx4SXJRTIVdGAXc5YhZqw0g13h7GprfLi3TdlaGq9iJu1XqCCtaIAHDZEe53O0zOEl9FkGFVayLj_TJ7kZ1cC35DRPypqRkGHxzI4_laByoWKP4Ci0O5-aTVGAKql03aF7XQ_iIg7_ZW2hFwiW7QleKadJQfaCWwOJlzSCfk/s752/50most%20influencial%20women%20of%202022.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="752" data-original-width="576" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZP0nY6BrgAp_s7F6wRx4SXJRTIVdGAXc5YhZqw0g13h7GprfLi3TdlaGq9iJu1XqCCtaIAHDZEe53O0zOEl9FkGFVayLj_TJ7kZ1cC35DRPypqRkGHxzI4_laByoWKP4Ci0O5-aTVGAKql03aF7XQ_iIg7_ZW2hFwiW7QleKadJQfaCWwOJlzSCfk/w490-h640/50most%20influencial%20women%20of%202022.png" width="490" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;">Source: <a href="https://tinyurl.com/9netzd7h" target="_blank">https://tinyurl.com/9netzd7h</a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-10535097543565372492023-03-16T14:41:00.002-05:002023-03-16T14:42:32.295-05:00 Interview by American leadership forum to Soledad Tanner (Women History Month)<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8EGjtWl3IId-PnbGGSTUJr6KvUXI4n6PWah-b16htbrJrDMDZR1wyexq-v7eHV_-HRDZ71GFv9IxRhA7eAa2GB8Aap_GvSxuyebBFDZaWXdzIU32Z3gdlC0A-1nLZrXaU4K0LpTYvshYh5668-iqHrQSY0ys1r9_v6Z1psMFmc_OKK83r1Pqt3KzI/s901/Sin%20t%C3%ADtulo.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="830" data-original-width="901" height="590" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8EGjtWl3IId-PnbGGSTUJr6KvUXI4n6PWah-b16htbrJrDMDZR1wyexq-v7eHV_-HRDZ71GFv9IxRhA7eAa2GB8Aap_GvSxuyebBFDZaWXdzIU32Z3gdlC0A-1nLZrXaU4K0LpTYvshYh5668-iqHrQSY0ys1r9_v6Z1psMFmc_OKK83r1Pqt3KzI/w640-h590/Sin%20t%C3%ADtulo.png" width="640" /></a></div><p><br /></p><p>Source: <span style="color: #262626; font-family: -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif;"><span style="font-size: 14px;"><a href="https://tinyurl.com/bdhnu9tf" target="_blank">https://tinyurl.com/bdhnu9tf</a></span></span></p>𝐖𝐨𝐦𝐞𝐧'𝐬 𝐇𝐢𝐬𝐭𝐨𝐫𝐲 𝐌𝐨𝐧𝐭𝐡! All month long we will be spotlighting ALF Senior Fellows in our region making history in their fields.<div><br /></div><div>Meet 𝐒𝐞𝐧𝐢𝐨𝐫 𝐅𝐞𝐥𝐥𝐨𝐰, 𝐒𝐨𝐥𝐞𝐝𝐚𝐝 𝐓𝐚𝐧𝐧𝐞𝐫, 𝐂𝐥𝐚𝐬𝐬 𝟓𝟔 Founder and CEO of STC Consulting.<br /><br />𝐀𝐬 𝐚 𝐟𝐞𝐦𝐚𝐥𝐞 𝐥𝐞𝐚𝐝𝐞𝐫, 𝐰𝐡𝐚𝐭 𝐢𝐬 𝐚𝐝𝐯𝐢𝐜𝐞 𝐲𝐨𝐮 𝐰𝐨𝐮𝐥𝐝 𝐠𝐢𝐯𝐞 𝐭𝐨 𝐨𝐭𝐡𝐞𝐫 𝐰𝐨𝐦𝐞𝐧 𝐚𝐬 𝐭𝐡𝐞𝐲 𝐧𝐚𝐯𝐢𝐠𝐚𝐭𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐰𝐨𝐫𝐥𝐝?<br />Be your authentic self, be kind, be prepared, smile, and always remember: "No matter who you are, where you are, or where you come from, you can achieve the life of your dreams."<br /><br />𝐇𝐨𝐰 𝐡𝐚𝐬 𝐭𝐡𝐞 𝐀𝐋𝐅 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐬𝐡𝐚𝐩𝐞𝐝 𝐲𝐨𝐮 𝐚𝐬 𝐚 𝐥𝐞𝐚𝐝𝐞𝐫? 𝐀𝐧𝐝 𝐩𝐥𝐞𝐚𝐬𝐞 𝐬𝐡𝐚𝐫𝐞 𝐨𝐧𝐞 𝐞𝐱𝐚𝐦𝐩𝐥𝐞 𝐭𝐡𝐚𝐭 𝐝𝐞𝐦𝐨𝐧𝐬𝐭𝐫𝐚𝐭𝐞𝐬 𝐡𝐨𝐰 𝐭𝐡𝐞 𝐀𝐋𝐅 𝐥𝐞𝐚𝐫𝐧𝐢𝐧𝐠𝐬 𝐚𝐧𝐝 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐡𝐚𝐬 𝐡𝐞𝐥𝐩𝐞𝐝 𝐲𝐨𝐮 𝐚𝐬 𝐚 𝐥𝐞𝐚𝐝𝐞𝐫.<br />I have a deeper awareness on how my "coding" has influenced my emotions, decisions, actions and how I show up in the community.<br /><br />I love the concept of being in "productive disequilibrium" and "raising the heat" to the level where the discomfort of not dealing with the issue could be higher than the consequences of not addressing.<br /><br />𝐀𝐬 𝐲𝐨𝐮 𝐫𝐞𝐟𝐥𝐞𝐜𝐭 𝐭𝐡𝐢𝐬 𝐦𝐨𝐧𝐭𝐡 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐥𝐞𝐚𝐝𝐞𝐫𝐬𝐡𝐢𝐩 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, 𝐰𝐡𝐚𝐭 𝐭𝐡𝐨𝐮𝐠𝐡𝐭𝐬 𝐰𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐥𝐢𝐤𝐞 𝐭𝐨 𝐬𝐡𝐚𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 "𝐫𝐚𝐝𝐢𝐜𝐚𝐥 𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧𝐬" 𝐰𝐢𝐭𝐡 𝐨𝐭𝐡𝐞𝐫 𝐰𝐨𝐦𝐞𝐧 𝐚𝐧𝐝 𝐭𝐡𝐨𝐬𝐞 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬 𝐡𝐚𝐯𝐞 𝐢𝐦𝐩𝐚𝐜𝐭𝐞𝐝 𝐲𝐨𝐮 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐲𝐨𝐮 𝐬𝐞𝐫𝐯𝐞?<br />The power of connections is crucial because it opens the door to vulnerability and transformation. I have developed deep friendships and a sense of belonging, which is key to long lasting impact and evolution. ALF has been an amazing experience for me!</div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-13583447880717479862023-03-10T07:00:00.003-06:002023-03-10T07:00:31.243-06:00Testimonial Alexis Wendt, Memorial Veterinary Clinic<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFaas0BnFXItW8Jk5Xg0LGCfzhiI8Hx4Zv2qTAviU6AG3DXhrgRgKVGxIiUyD_-hHOHyYO9Z3KyQgBcD2P-fgD903WJ0Y-6BAesUFSi_Pihi5t0pBIrA6P-ys-gPKvy62ygvPJ1C3nss4QhIctWPwJLNJYRtkQtR7hzauFNsGh-2Je2HhewIbgLLb2/s1080/97%20Alexis%20Wendt,%20Memorial%20Veterinary%20Clinic.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFaas0BnFXItW8Jk5Xg0LGCfzhiI8Hx4Zv2qTAviU6AG3DXhrgRgKVGxIiUyD_-hHOHyYO9Z3KyQgBcD2P-fgD903WJ0Y-6BAesUFSi_Pihi5t0pBIrA6P-ys-gPKvy62ygvPJ1C3nss4QhIctWPwJLNJYRtkQtR7hzauFNsGh-2Je2HhewIbgLLb2/w640-h640/97%20Alexis%20Wendt,%20Memorial%20Veterinary%20Clinic.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-72409570372987731532023-02-22T07:20:00.000-06:002023-02-22T07:20:06.205-06:00Testimonial Gregory C. Bihn, PetroEd<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCzpPDA2RBbQWyjGm22HUEXAa8PJeRqSeXD3luTz3qQqEAwezbsgM0h18NHAtVy7PB_5EZhDNg4msVmXudE9SDunWrirMQL9Ja4IZwXm4H7UJ2F2bbeeRjuIRFGy3DEKklDZHG0qU1Hhbj9gxJhcizart_srS6yXB-a9Hq2noAAXVmpMRZzOa3Rgj2/s1080/96%20Gregory%20C.%20Bihn,%20Petro%20Ed.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCzpPDA2RBbQWyjGm22HUEXAa8PJeRqSeXD3luTz3qQqEAwezbsgM0h18NHAtVy7PB_5EZhDNg4msVmXudE9SDunWrirMQL9Ja4IZwXm4H7UJ2F2bbeeRjuIRFGy3DEKklDZHG0qU1Hhbj9gxJhcizart_srS6yXB-a9Hq2noAAXVmpMRZzOa3Rgj2/w640-h640/96%20Gregory%20C.%20Bihn,%20Petro%20Ed.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-72821945618795634562023-02-17T03:15:00.006-06:002023-02-17T03:15:33.044-06:00State of Latino Entrepreneurship (2022 research )<p style="text-align: center;"> </p>
<iframe allowfullscreen="" allowtransparency="" frameborder="0" height="600" src="https://www.docdroid.net/nqfNPLu/state-latino-entrepreneurship-2022-pdf" width="100%"></iframe>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-92126087726133296982023-02-13T03:07:00.004-06:002023-02-13T03:07:40.877-06:00Burn You OutWritten by: by <a href="https://hbr.org/search?term=rob%20cross">Rob Cross,</a> <br /><a href="https://hbr.org/search?term=jean%20singer">Jean Singer,</a> and <br /><a href="https://hbr.org/search?term=karen%20dillon">Karen Dillon</a><div><br /></div><div>Source: <a href="https://tinyurl.com/3c4hm32m" target="_blank">https://tinyurl.com/3c4hm32m</a><br /><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgAR0_Sp7rmvLr8d9fGlru9u9AwUUYeppZZD_q7u5iNhtyc-wIlmItcWwgTQfIHk_942_IChT6p4Es4mhurNHecjeWzx5pdePch6zr2-bLTnPY74pWAX18bl9E-gZeobzJ2Zmr3c0ebk8MIuphpgtFQcJtFFdegr3hFjfGFuG0JC9Kx5a9YkF1a5ttp" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="675" data-original-width="1200" height="360" src="https://blogger.googleusercontent.com/img/a/AVvXsEgAR0_Sp7rmvLr8d9fGlru9u9AwUUYeppZZD_q7u5iNhtyc-wIlmItcWwgTQfIHk_942_IChT6p4Es4mhurNHecjeWzx5pdePch6zr2-bLTnPY74pWAX18bl9E-gZeobzJ2Zmr3c0ebk8MIuphpgtFQcJtFFdegr3hFjfGFuG0JC9Kx5a9YkF1a5ttp=w640-h360" width="640" /></a></div><div><br />Summary. Stress comes to us all in tiny little assaults throughout our day — what we call “micro-stresses” — for example, the frustration of a colleague missing the mark on a joint project, or the emotional toll of a trusted work colleague moving on. These...more<br /><br />We all have days when we go home exhausted, fall into bed, turn off the light, and drift into a fitful sleep. For some of us, that happens almost every day. You might chalk it up to a difficult project, client, or boss stressing you out. But what you might not realize is that there is much more contributing to that exhaustion. Stress comes to us all in tiny little assaults throughout our day — what we call “micro-stresses.” And it’s coming from sources you might never have considered. The volume, diversity, and velocity of relational touch points (the way we routinely communicate and collaborate with others) we all experience in a typical day is beyond anything we have seen in history, and cumulatively they are taking an enormous toll on our health and our productivity at work.<br /><br />You probably don’t need us to tell you that stress makes you more susceptible to chronic illness and mental health conditions, such as depression. By some estimates, <a href="https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/1392494">60-80% of all doctor visits are for stress-related ailments and complaints</a>. Stress is so harmful to employees that the <a href="https://www.osha.gov/youngworkers/hazards.html">Occupational Safety and Health Administration (OSHA) has declared stress a hazard of the workplace</a>. Stress takes a big bite out of productivity, as stressed-out people tend to make <a href="https://journals.sagepub.com/doi/abs/10.1177/014920639902500305">lower-quality decisions</a> and are often <a href="https://www.kornferry.com/insights/articles/workplace-stress-motivation">less motivated, innovative</a>, and <a href="https://journals.sagepub.com/doi/abs/10.1177/001872679404700405">productive</a> in their work. Ultimately, unrelieved stress can lead to burnout, which is characterized by exhaustion, detachment, and poorer performance at work.<br /><br />The problem is that most of us have come to accept micro-stresses as just a normal part of a day. We hardly acknowledge them, but cumulatively they are wearing us down. And what’s worse is that the sources of these micro-stresses are often the people — in and out of work — with whom we are closest. We have identified 12 common “relational” drivers of stress (see chart below) that are likely taking a significant toll on your well-being, without you necessarily being aware of their impact. Until you recognize these sources of stress, you can’t begin to address them.<br /><br />Our conclusions about micro-stresses are based on <a href="https://connectedcommons.com/">research</a> we’ve done over the past decade involving dozens of top-tier companies, where we engaged with hundreds of people across industries such as technology, biopharmaceuticals, finance, and manufacturing and asked them to share their experiences of relationship-driven stress with us, using both quantitative studies and in-depth interviews. Our goal was to identify the sources of micro-stresses that are the direct result of the way we typically interact with each other at work and home. We have categorized these stresses into three buckets: 1) micro-stresses that drain your personal capacity (the time and energy you have available to handle life’s demands); 2) micro-stresses that deplete your emotional reserves; and 3) micro-stresses that challenge your identity and values. Do any of these feel familiar?<br /><br /><h4 style="box-sizing: inherit; line-height: 1; margin: 0px 0px 0.75rem; padding: 0px; text-rendering: auto;">What’s Driving Your Stress<br /><br /><div style="font-weight: normal; text-align: left;">Micro-stresses infiltrate our lives in ways we often do not realize. The chart below shows 12 common micro-stresses and the relationships from which they emanate. Select the two or three that systematically drive the greatest stress for you.</div></h4><h4 style="box-sizing: inherit; line-height: 1; margin: 0px 0px 0.75rem; padding: 0px; text-rendering: auto;"><div style="text-align: left;"><br /></div><table border="0" cellpadding="2" cellspacing="2" class="has-no-border" style="background: rgb(255, 255, 255); border-collapse: collapse; border-color: rgb(221, 221, 221); border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: 0 !important; border-spacing: 0px; border-style: solid; border-width: 0px !important; box-sizing: inherit; color: #282828; font-family: "GT America", Helvetica, Arial; font-size: 16px; margin-bottom: 1.25rem; table-layout: auto; text-align: left; width: 100%px;"><tbody style="box-sizing: inherit;"><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right" colspan="2" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" colspan="6" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Relationships</span></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right" colspan="2" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="40%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Micro-stresses</span></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Boss</span></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Other leaders</span></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Peers</span></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Clients</span></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Team</span></td><td class="has-white-bg has-border-bottom font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top" width="10%"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Loved ones</span></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" rowspan="5" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Draining your personal capacity</span><br style="box-sizing: inherit;" /><em style="box-sizing: inherit; line-height: inherit;">Unspoken tensions in the ways we routinely work with our colleagues create stress when they generate additional work or reduce our ability to do what we already have on our plate.</em></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Misalignment of roles or priorities</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">When others don’t deliver reliably</td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Unpredictable behavior from a person in a position of authority</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Poor communication norms</td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Surge in responsibilities at work or home</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" rowspan="4" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Depleting your emotional reserves</span><br style="box-sizing: inherit;" /><em style="box-sizing: inherit; line-height: inherit;">Some micro stresses cause us harm through negative feelings that drain our emotional reserves: worry for people we care about, uncertainty over the impact of our actions, fear of repercussions, or simply feeling de-energized by certain types of interactions.</em></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Managing others and feeling responsibility for their success and well-being</td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Confrontational conversations</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Mistrust in your network</td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">People who spread a contagion of stress</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-right font-size-xsmall" height="40" rowspan="3" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"><span style="box-sizing: inherit; font-weight: 700; line-height: inherit;">Challenging your identity or values</span><br style="box-sizing: inherit;" /><em style="box-sizing: inherit; line-height: inherit;">Most of us like to think that we have a clear set of values and identity that guide our actions, at work and at home. Interactions that routinely create friction with those values or challenge your sense of self can be emotionally exhausting.</em></td><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Pressure to pursue goals out of synch with your personal values</td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background: rgb(255, 255, 255) !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td class="has-white-bg has-border-bottom has-border-right font-size-xsmall" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">When someone undermines your sense of self-confidence, worth, or control</td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom has-border-right" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-bottom" style="background-attachment: initial !important; background-clip: initial !important; background-image: initial !important; background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border-bottom: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="background: rgb(249, 249, 249); box-sizing: inherit;"><td class="has-white-bg has-border-right font-size-xsmall" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.75rem !important; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top">Disruptions to your network</td><td class="has-white-bg has-border-right" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-right" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-right" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-right" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg has-border-right" style="background: rgb(255, 255, 255) !important; border-right: 1px solid rgb(213, 215, 216); box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td><td class="has-white-bg" style="background: rgb(255, 255, 255) !important; box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;" valign="top"></td></tr><tr style="box-sizing: inherit;"><td colspan="6" height="24" style="box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;"><span class="credit" style="box-sizing: inherit; color: #a0a0a0; font-size: 0.625rem; line-height: 0.06875rem; margin-top: 0.5rem;">Source: Rob Cross, Jean Singer, and Karen Dillon</span></td><td colspan="2" style="box-sizing: inherit; color: #222222; font-size: 0.875rem; line-height: 1.125rem; margin: 0px; padding: 0.5625rem 0.625rem;"><span class="credit right" style="box-sizing: inherit; color: #a0a0a0; float: right !important; font-size: 0.625rem; line-height: 0.06875rem; margin-top: 0.5rem;">© HBR.org</span></td></tr></tbody></table></h4><br /> The point is that these micro-stresses are all routinely part of our day and we hardly stop to consider how they are affecting us, but they add up. They may arise as momentary challenges, but the impact of dealing with them can linger for hours or days. In our research, we have seen a plethora of high performers who seem to inexplicably burn out. But when you look more closely, the trigger becomes clear: a battery of micro-stresses building up over time.<br /><br />So what can be done to mitigate the micro stresses in your life? Traditional advice on coping with negative or stressful interactions doesn’t work because micro-stresses are deeply (and invisibly) embedded in our lives. They are coming at us through relationships and interactions that are too numerous and high velocity to easily shake off. Consider even just one micro-stress in your day — perhaps the frustration of a colleague missing the mark on a joint project, or the emotional toll of a trusted work colleague moving on — and try explaining it to someone close to you. This kind of discussion traditionally helps people process and deal with stress. But it can take 30 minutes to describe the history, dependencies, and context so that that person can empathize and possibly make helpful suggestions over the next half hour. A precious hour later, you might feel better… or you might have wasted both of your time. In many scenarios, we’re getting hit with 20-30 micro-stressors a day. Who has time to articulate this all? And who, on the receiving end, wants to hear it?<br /><br />Micro-stressors pose a different dilemma than we have seen before so we need new tools for mitigating them. Our work shows three promising approaches.<div><br /><ol style="box-sizing: inherit; line-height: 1.72222; list-style-position: outside; margin: 0px 0px 2rem 1.4rem; padding: 0px;"><b>1) Isolate and act on two to three micro-stressors. </b>The chart above can help you to locate two to three micro-stresses that have a persistent impact on your life. These have typically become things we’ve considered to be “normal” in our lives that if altered can have a significant impact. Micro-stressors create emotional build-up that needs to be released before you can think rationally about a constructive response. So the first step is to decompress — hit the pause button, close the laptop, and undertake an activity that is self-affirming and that absorbs you so “the nonsense of all the things that bother you melts away.” When you narrow the list of micro-stressors you’re focusing on to two or three, it’s easier to find time and energy to vent, if that’s helpful to you. Our stressors often look different after we’ve had a chance to distance ourselves from the “noise” of anxiety or defensiveness. Conversations with trusted people in our network can help to unpack what’s really bothering us and why, or reframe and see our stressors in a different light. We can then act and know that we’re taking direct aim at the source of our stress, for example by having an awkward-but-crucial conversation that can transform a relationship, by pushing back on unreasonable demands or dysfunctional behaviors, or by strengthening the network of people who can help buffer us from negative interactions.</ol><ol style="box-sizing: inherit; line-height: 1.72222; list-style-position: outside; margin: 0px 0px 2rem 1.4rem; padding: 0px;"><b>2) Invest in relationships and activities that keep the less consequential micro-stresses in perspective.</b> To be sure, there are truly important mindfulness practices — like meditation or gratitude journaling — that can help on this front. And, of course, maintaining physical health through exercise, proper nutrition, and good sleep habits is probably the most important lever we have for combatting stress today. But there are also important relational solutions: people who have greater dimensionality in their lives and broader connections just don’t experience micro-stressors in the same way; they are able to keep them in perspective. When we talk to people who tell a positive life story, they often have cultivated and maintained authentic connections that come from many walks of life — athletic pursuits, volunteer work, civic or religious communities, book or dinner clubs, friends from the local community, and so on. Interactions in these spheres can broaden their identity and “open the aperture” on how they look at their lives. Key to riding above the sea of micro-stressors are relationships that generate a sense of purpose and meaning in our lives — not just in the nature of our employment, but in the connections that sustain and define us beyond our work.</ol><ol style="box-sizing: inherit; line-height: 1.72222; list-style-position: outside; margin: 0px 0px 2rem 1.4rem; padding: 0px;"><b>3) Distance or disconnect from stress-creating people or activities.</b> Over time, it’s not always easy to detect when a friend or colleague is routinely causing you stress, rather than lifting you up. But that’s what makes it all the more insidious. We can become intertwined, both personally and professionally, with people who routinely leave us feeling emotionally depleted. Take a step back and evaluate the relationships in your life over which you have control — and make an effort to create some distance in the ones that create more stress than joy. To be clear, stress-creating relationships are not just negative or toxic ones. They can be people that we enjoy spending time with, but that enable unproductive behaviors (“Come on, you can finish the project tomorrow, let’s check out that new restaurant tonight!) or those who routinely leave us stranded with work because they haven’t come through on what they promised (“I didn’t finish the report, let me give you my notes and you can take it from here…”).</ol><ol style="box-sizing: inherit; line-height: 1.72222; list-style-position: outside; margin: 0px 0px 2rem 1.4rem; padding: 0px;">You don’t have to disconnect from the people you enjoy being around, but you do have to recognize their effect on your mental and physical well-being and try to put some boundaries around those relationships.We don’t have to accept micro-stresses as destiny. Stress patterns are often predictable, and if we see them for what they are, we can build the support network, mindset, and constructive responses that we need to head them off. As one leader told us, “I’m just going to lay down some new rules that may upset the cart at first, but in the long run, are going to make me a better contributor, because I won’t feel frazzled all the time.” Once you learn to recognize the patterns of micro-stressors in your own life, you, too, will be able to put the proper conditions in place to mitigate them.</ol></div></div></div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-35831954909978049462023-02-07T05:11:00.005-06:002023-02-07T14:16:38.633-06:00Testimonial Veronica & Brian Neal, Keystone Advisors, Inc.<p></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJaXVfsR84km43r8f0bbS-UlvS5ExmSiDLurBKYc-aPJibTZElAQUCDhVe4fWduc_5BBMpyRWF0PI3vLjNdGGmzjzv-lre8eimbfQmHFpMM95RLscbk5hWDgKtb3NplE1wD2hdVQXc1KEBGD1pzxwmDuDQwwkczVM12tcw3PM--Uk2FTz2nP_HIyTH/s1080/95%20Veronica%20&%20Brian%20Neal,%20Keystone%20Advisors.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJaXVfsR84km43r8f0bbS-UlvS5ExmSiDLurBKYc-aPJibTZElAQUCDhVe4fWduc_5BBMpyRWF0PI3vLjNdGGmzjzv-lre8eimbfQmHFpMM95RLscbk5hWDgKtb3NplE1wD2hdVQXc1KEBGD1pzxwmDuDQwwkczVM12tcw3PM--Uk2FTz2nP_HIyTH/w640-h640/95%20Veronica%20&%20Brian%20Neal,%20Keystone%20Advisors.png" width="640" /></a></div><br /><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div></div><p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-77654916143430405572023-01-27T10:26:00.009-06:002023-01-27T10:29:30.726-06:00Choose Courage Over Confidence<div>Source: <a href="https://tinyurl.com/2p8hb2zs" target="_blank">https://tinyurl.com/2p8hb2zs</a><br />Written by: <a href="https://hbr.org/search?term=christie%20hunter%20arscott">Christie Hunter Arscott</a><i><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjKYQLDNEHH9aB1OnhGWHBUjXvrZc9bWoGruZMWrtvnHq_ivznwRGMIMcCWG6fzPu-PXxjfchx5FCsc7boUk5VdGmzMaHOq8GM295ghIO0l5Y06zf90EYLBTQgQQc9hURD9AmfXR01pAak-B8nYfmNGGJCVzquTyIi9Fxs77zPBJnnWuBOKHE9PZ0go" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="675" data-original-width="1200" height="360" src="https://blogger.googleusercontent.com/img/a/AVvXsEjKYQLDNEHH9aB1OnhGWHBUjXvrZc9bWoGruZMWrtvnHq_ivznwRGMIMcCWG6fzPu-PXxjfchx5FCsc7boUk5VdGmzMaHOq8GM295ghIO0l5Y06zf90EYLBTQgQQc9hURD9AmfXR01pAak-B8nYfmNGGJCVzquTyIi9Fxs77zPBJnnWuBOKHE9PZ0go=w640-h360" title="Jonathan Kirn/Getty Images" width="640" /></a></div></i></div><br /><div style="text-align: center;">Jonathan Kirn/Getty Images</div><div style="text-align: center;"><br /></div><div><i>Summary: Self-doubt is a pervasive and often paralyzing concern, and research has repeatedly shown that it impacts women more than men. So what makes high-achieving women power through their self-doubt? According to the author’s research, they focus on building up their courage, not their confidence. She offers three strategies to help women take bold actions in the face of self-doubt and fear: 1) Don’t underestimate the impact of small, yet significant, acts of courage; 2) Practice courageous acts in all areas of your life; and 3) Try again tomorrow.</i><br /><br /> Have you ever shied away from taking on a role or opportunity because you didn’t feel confident enough? Perhaps your inner critic told you that you weren’t yet ready, weren’t capable enough, or didn’t have enough experience. Perhaps the voice in your head asked: “Why me?”<br /><br />If you can relate, you’re among the majority of women with whom I’ve worked. I recently asked more than 120 women, from areas including the U.S., UK, Australia, Georgia, Italy, India, Jamaica, and Bermuda: If you’ve ever avoided risks, what factors and reasons contributed to this? More than 70% reported that self-doubt, or not having enough belief in themselves, their capabilities, or their skills, was a driving factor.<br /><br />As one high-profile executive told me: “Every day I doubt myself. I doubt that I am good enough to be where I am.”<br /><br />This shouldn’t come as a surprise. We know self-doubt is a pervasive and often paralyzing concern, particularly for women. A <a href="https://psycnet.apa.org/doiLanding?doi=10.1037%2F0022-3514.84.1.5">study</a> by psychologists at Cornell and Washington State highlighted higher levels of self-doubt in women. Research has also shown that women will apply for a job <a href="https://hbr.org/2014/08/why-women-dont-apply-for-jobs-unless-theyre-100-qualified">only if they meet all of the qualifications</a>, while men will apply when they fulfill only 60%. Another recent <a href="https://www.nber.org/system/files/working_papers/w26345/w26345.pdf">study</a> identified a substantial gender gap when it comes to self-promotion, with women systematically providing less favorable assessments of their own past performance and potential future ability. Ultimately, men take more chances on themselves, and that pays dividends in the long run.<div><b><br />Focus on Courage, Not Confidence</b><br /><br />While this pattern of self-doubt emerged again and again in studies, my interactions, and my client work, I also noticed another commonality: These women’s self-doubts weren’t sabotaging their success. The vast majority of successful women leaders I’ve interviewed and coached have built vibrant and fulfilling careers even while facing self-doubt.<br /><br />What these women also had in common is courage in the absence of confidence — a trait that is often <a href="https://hbr.org/2022/10/how-confidence-is-weaponized-against-women">weaponized against women</a> and used to explain why they fail to achieve career goals. My work has found that successful women take decisive action to move forward even while grappling with fears and doubts and questioning their own “readiness.”<br /><br />“As women, we often feel like we have to be 100% ready in order to move forward. But, if you are 50% or 75% there, jump. Just do it,” <a href="https://www.bakermckenzie.com/-/media/files/newsroom/2018/03/make_it_happen.pdf">said</a> Megan Costello, former executive director of the Boston Mayor’s Office for Women’s Advancement.<br /><br />An added bonus? Confidence is the byproduct of courage. The executives I’ve spoken with shared that with each challenge accepted and conquered, they gained confidence. “Gaining more responsibility has given me reason to believe in myself. Now, I’m the president of a brand,” <a href="https://www.bakermckenzie.com/-/media/files/newsroom/2018/03/make_it_happen.pdf">said</a> Julie Hauser-Blanner, former president of Brioche Dorée, a Canadian bakery chain.<br /><br />By refocusing our internal narratives on courage instead of confidence, women can take bold actions in the face of self-doubt and fear. Here are three strategies to get you started.</div><div><br /><b>Don’t underestimate the impact of small, yet significant, acts of courage.</b><br /><br /><a href="https://www.amazon.com/Begin-Boldly-Reimagine-Uncertainty-Brilliant-ebook/dp/B09DF5LMX8">Micro acts of courage</a> — seemingly small-scale acts that have incremental impacts over time and long-term returns — are key to unlocking a courageous mindset. As Su-Mei Thompson, CEO of Media Trust, shared: “It is not just about taking a few big risks but about pushing yourself each day to get outside of your comfort zone.”<br /><br />Early in her career at Unilever, Leena Nair often found herself in rooms with few other women, where it felt intimidating to speak up. She came up with a method to encourage her own micro acts of courage. “I used to have a little book in which every time I spoke up, I would draw a star,” she told me during our discussion at the Global Unilever Headquarters in London. “If I opened my mouth five times, then I would draw five stars. If I made a point that really resonated, I gave myself double stars. By doing this, I kept myself accountable.” These micro acts led to long-term rewards — Nair rose to become the first female, first Asian, and youngest-ever CHRO of Unilever, and then went on to become CEO of Chanel.<br /><br />Courage begets courage. It’s a muscle that gets stronger each time you use it, no matter how small the act.</div><div><br /><b>Practice courageous acts in all areas of your life.</b><br /><br />Nervous to start in your working environment? Start with courageous acts outside work. Courage is a transferable mindset that then permeates all aspects of your life.<br /><br />One woman with whom I worked made a goal of going on a dinner or date or lunch with someone new every week so that she could expand her friendships and dating prospects in a new city, while becoming more connected. Others will go out of their comfort zone and join a gym or fitness class that they previously would have shied away from. Others started saying no more often and protecting time for themselves, rather than trying to please others.<br /><br />DEI executive Karen Brown shared that she pushes herself outside of her comfort zone in her personal life by “constantly stretching myself to learn, especially that which is unfamiliar to me. This could range from traveling to countries with cultures that are completely opposite of what I’m accustomed to, attending an event, listening to and/or reading content outside my area of expertise.”</div><div><br /><b>Try again tomorrow.</b><br /><br />A strategy used by Dr. Elizabeth O’Day, who founded Olaris, Inc., a precision diagnostics company working to change how diseases are treated, is to continue to make a daily commitment to going beyond her comfort zone, even when met with resistance. Now in her 30s, O’Day serves as the company’s CEO, co-chairs the World Economic Forum’s Global Future Council on Biotechnology, and is a member of Scientific American’s steering committee for the publication’s “Top 10 Emerging Technologies.” However, her impressive résumé doesn’t tell the full story of the challenges she has overcome.<br /><br />“Every day as a young female scientist CEO in biotech, there are challenges, and it takes a lot of courage to face these challenges,” she said. When her company was in the startup phase, O’Day often faced investors who would ask “ridiculous or sometimes insulting” questions, and even challenge her expertise and achievements. “Every time that I was asked to derive mathematical equations or list a dozen metabolic pathways and their links to disease, I would do it without error. Yet, rarely did it translate into the investment that I was seeing male counterparts with far less data or degrees receive.” O’Day’s experience tracks with the numerous <a href="https://link.springer.com/article/10.1023/A:1018839203698">studies</a> showing that women receive more scrutiny, including doubt-generating statements, than their male counterparts.<br /><br />Does O’Day always feel confident? No. As she shares, “I often remember the quote by Mary Anne Radmacher, ‘Courage does not always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow.’”<br />. . .<br /><br />As Anaïs Nin, a twentieth-century French-Cuban-American diarist and writer, said: “Life shrinks or expands in proportion to one’s courage.” Your career is no different. It’s time to refocus your efforts from seeking an elusive feeling of confidence to taking decisive action with courage.<br /><br />About the author: <br /><br /><a href="https://hbr.org/search?term=christie%20hunter%20arscott&search_type=search-all">Christie Hunter Arscott</a> is an award-winning advisor, speaker, and author of the book <a href="https://www.penguinrandomhouse.com/books/692834/begin-boldly-by-christie-hunter-arscott/">Begin Boldly: How Women Can Reimagine Risk, Embrace Uncertainty, and Launch A Brilliant Career</a>. A Rhodes Scholar, <a href="http://christiehunterarscott.com/">Christie</a> has been named by Thinkers50 as one of the top management thinkers likely to shape the future of business.<br /><a href="https://twitter.com/intent/tweet?&original_referer=https%3A%2F%2Fhbr.org%2F2022%2F12%2Fchoose-courage-over-confidence%3Fref%3Drefind&ref_src=twsrc%5Etfw&related=twitterapi%2Ctwitter&tw_p=tweetbutton&url=https://hbr.org/2022/12/choose-courage-over-confidence?ref=refind">Tweet</a><br /><br /></div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-66343551417617909152023-01-18T08:37:00.002-06:002023-01-18T08:37:12.161-06:00Don’t leave money on the table: Start the year with a financial reviewSource: <a href="https://tinyurl.com/2p87szn2" target="_blank">https://tinyurl.com/2p87szn2</a><div><br /></div><div>Written by: Nicole Watson</div><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhdH1OP2SmpLj1JJwEQaswLk7AN0E6ks_N1KD6biSJd88jggbExHK0iPONqccCgu7HOZ8_MMudfP3twZZJRx9Ya5r2eiVoK1a65x7t_5zZ11cNC1DzDH72CAr2T6_aTpB-z0PIKX_dg2_fxW8VhjqQgLBOoQ5eDa97IcQMRB-g_XFgbZFrYePGztng4" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="533" data-original-width="800" height="426" src="https://blogger.googleusercontent.com/img/a/AVvXsEhdH1OP2SmpLj1JJwEQaswLk7AN0E6ks_N1KD6biSJd88jggbExHK0iPONqccCgu7HOZ8_MMudfP3twZZJRx9Ya5r2eiVoK1a65x7t_5zZ11cNC1DzDH72CAr2T6_aTpB-z0PIKX_dg2_fxW8VhjqQgLBOoQ5eDa97IcQMRB-g_XFgbZFrYePGztng4=w640-h426" width="640" /></a></div><br /> Conducting a financial review as you start a new year is an intentional, comprehensive effort that will help you understand your <a href="https://blog.umb.com/personal-banking-tips-financial-review-preparation-checklist/">current financial state</a>. During the review, you can see the progress you’ve made over the course of last year and it also ensures you make the most out of your financial accounts.<div><b><br />Review health benefits</b><br /><br />The beginning of the year is always a busy time, but in many cases, it’s also your best opportunity to make financial decisions that still count toward the last year, and set yourself up for financial success in the new year. You don’t want to unknowingly leave any money on the table.<br /><br />Make sure to review your benefit elections. Some company health insurance plans refresh on Jan. 1 and others might start over in July. Either way, taking a few minutes to understand what benefits will be available to you in the new year is a great way to set up your financial success. If you have a <a href="https://blog.umb.com/healthcare-services-guide-health-savings-accounts-top-5-questions/">health savings account (HSA)</a>, you can contribute up to $3,850 for self-only overage or up to $7,750 for family coverage in 2023. Unlike flexible spending accounts (FSA), unused money in an HSA rolls over into the next year.</div><div><br /><b>Confirm tax withholding elections</b><br /><br />It’s also important to check your tax withholding elections and visit the <a href="https://apps.irs.gov/app/tax-withholding-estimator">IRS website</a>‡ to figure out how much you should be withholding from each paycheck. This will help you determine if you will owe the government in April or if you will get money back as a refund.</div><div><br /><b>Max out tax-deferred retirement accounts</b><br /><br />There are a few important deposit deadlines to keep in mind as we enter the new year to maximize your savings and retirement investments.<br /><br />In 2023, the 401(k) contribution limit increases from to $22,500. It’s always a good idea to check your investment choices, allocations and scheduled contributions to make sure you are making the most out of your 401(k)-retirement account. If you have an individual retirement account (IRA) and have extra cash, try to reach the 2023 maximum contribution of $6,500. Remember, you have until April 15, 2023, to contribute to an IRA that can be realized on your 2022 tax return; however, contributions to your 401(k) start over January 1.<br /><br />Also, the <a href="https://blog.umb.com/new-year-same-financial-plan-1/">beginning of the year</a> is a good time to update your beneficiaries on your retirement accounts and insurance policies and be aware of upcoming milestones. If you are older than 50, you are eligible for “catch-up contributions” to your IRAs and some qualified 401(k)s. If you are older than 59 ½,you are eligible to take IRA distributions without a penalty.<br /><br />If the new year will bring a new addition to your family, you can create or contribute to a 529 account, which is used to cover qualified education costs.</div><div><br /><b>Set new goals</b><br /><br />Completing a financial review can be overwhelming as you get started, but it can reveal small actions you can take to better prepare for the future. Don’t be afraid to reach out to a banker if you have questions about how you can adjust your accounts and make contributions to benefit your family and financial picture.</div></div><div><br /></div><br />About the Author: <a href="https://blog.umb.com/author/nicole-watson/">Nicole Watson</a><br /><div style="text-align: center;"><img src="https://blog.umb.com/wp-content/uploads/2020/01/watson_nicole01-web-135x135.jpg" /></div><div><br /></div>Nicole is senior vice president and territory director for consumer services in the personal banking division. She leads the eastern region's banking centers, including small business banking and benefits banking. She also serves on UMB Financial Corporation's senior leadership team. Nicole joined UMB in 2006 and has 29 years of experience in the financial services industry.Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-2955847855268122532023-01-03T10:28:00.003-06:002023-01-08T23:31:21.072-06:008 Business Goals To Focus On For Q1 Of 2023<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJuh1qQV9QPHzrfYwt9dmmmZgrN9UNJXrEL3WyDMP-aWMkgAGDPeJpMbSMJ0JMMM2BaOtE992WA84gAdKrSbQVydWwp0AJVWPfDmcTdN0VBABWxbl6smhsyUKDLE1YcgcmguTvR4NoxiU_d4AmOZdZFErgjjmPShPIvB2llrNBFH1Y6LTctFQ_XodR/s787/20221212114211-big.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="527" data-original-width="787" height="428" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJuh1qQV9QPHzrfYwt9dmmmZgrN9UNJXrEL3WyDMP-aWMkgAGDPeJpMbSMJ0JMMM2BaOtE992WA84gAdKrSbQVydWwp0AJVWPfDmcTdN0VBABWxbl6smhsyUKDLE1YcgcmguTvR4NoxiU_d4AmOZdZFErgjjmPShPIvB2llrNBFH1Y6LTctFQ_XodR/w640-h428/20221212114211-big.png" width="640" /></a></div><div><br /></div>Source: <a href="https://tinyurl.com/ys6duktk" target="_blank">https://tinyurl.com/ys6duktk</a><div><br /></div><div>Writen by: Evelyn Hiew<br /><br /> As 2022 is nearing its end, business leaders are beginning to prepare for the start of 2023 by focusing on business goals that will lead to the company's success. From expanding online to enhancing company culture, employers must leverage their past experiences to set goals and expectations to keep the organization thriving in Quarter 1 and beyond.<br /><br />To set the company up for success, here are several ways you can focus on right now to kick in the new year. <br /><br /><br /><b>#1 Focus on your employees' well-being</b><br /><br />It goes without saying that your employees are your best assets. Hence, it is only natural that taking care of their well-being should be your top priority for the new year. <br /><br />Today, employee well-being has expanded beyond physical factors to a culture of comprehensive well-being, which includes physical, emotional, social, career, financial, purpose, and community. At the heart of this is the increasing need for flexibility in how, where, and when employees work.<br /><br />When leaders prioritize employees' well-being, they create an engaging and happy workforce that significantly reduces stress and contributes to the company's overall goals.<br /><br /><br /><b>#2 Improve your workplace culture</b><br /><br />Company culture remains a critical factor that every business should strive to improve in 2023. All HR professionals and employers know that culture is vital for improving employee engagement and attracting and retaining top performers. This is because employees who feel closely aligned with their organization's culture are more likely to enjoy work and feel happier. <br /><br />For starters, you could set up activities like implementing monthly team-building hangouts or providing more employee development opportunities.<br /><br /><br /><b>#3 Increase your online presence</b><br /><br />Since the pandemic started, businesses have moved into the online scene as the market evolved from conventional brick-and-mortar stores. If you still need to establish your online presence, it's high time you consider it for 2023. This could include strategies like creating more engaging social media postings or developing an official website. Your online presence is crucial for attracting new customers and increasing brand awareness. This is vital if you want to experience growth in the new year.<br /><b><br /><br />#4 Increase efficiency in systems</b><br /><br />The goal of any employer is for their company to be efficient and robust to maximize its full potential. Focusing on improving your operational systems and processes is also vital as the market continues to operate in times of uncertainty. <br /><br />Nevertheless, giving your current systems an upgrade could also incur huge costs. It is good to determine which systems or processes produce the most results and strive to improve them to optimize your budget and resources. <br /><br /><br /><b>#5 Allow for strategic flexibility</b><br /><br />Another top business goal to focus on is strategic flexibility in processes, programs, and recruitment. Take the time to screen through a company design exercise to truly gauge the delta between where you are as a company now vs where you want to be in the next year and beyond. Remember to be realistic about the organization's ability to get to the ideal place, given the constraints and uncertainties in the future market.<br /><br /><br /><b>#6 Focus on your leaders</b><br /><br />Companies should train and develop every management level on how to lead their team members. Today's managers are expected to lead with empathy, form concise expectations and balanced workloads, have regular check-ins with employees, and at the same time, support employees' professional goals. Employees who feel they are appreciated and cared for by their supervisors are more likely to be productive and engaged at work.<br /><br /><br /><b>#7 Review and refresh your company's strategy<br /></b><br />As 2022 comes to an end, it's good to have a refresh of strategy, pinpointing of operational metrics, and clear KPIs and objectives at both individual and organizational levels. This means one needs to begin planning and reviewing now, as most companies need help to start how they want to operate during Q1. Be it company growth, cost reduction, or business profitability. You must set your strategy now better than later. <br /><br /><br /><b>#8 Focus on what truly brings results</b><br /><br />Companies should focus on cutting down on things that are not as relevant and emphasize what brings results. For instance, it could be adding features that get the most value to customers, selecting suitable social media platforms with the most reach, establishing the best sales strategies, or investing in tools that help team members collaborate better. <br /><br /><b><br />Beyond Q1: Leading your company to its success</b><br /><br />If you have yet to develop a quarterly action plan, it can be challenging to know where to begin. Many companies are so used to setting big yearly goals that they often need to remember how to break them into smaller chunks - which is the key to quarterly planning. </div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-74795494644977941522022-12-31T06:20:00.007-06:002022-12-31T06:21:00.844-06:009 Lessons to Learn From Being in the Entrepreneurial Trenches<i>Our biggest tips for entrepreneurs on what's worked and what hasn't in our first five years.</i><div><i><br /></i></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcsM4Rang2WRqo3yJp4zO8vrFAGPYUItzoBG5MOreltqCFWvun10o_vb8aAeB2gHf-aYiqEpZ0Z0kuUEDXwKvcRkaPFuTbsvVpO1u5705n-STR6wAxySb5sgHtdijGb2EzSF0ZLCKF3mVns3QfLGhDN7FBcnP_Hmbq5cEtFwXDsizAnlHvgDcPY7df/s2000/20150429144538-shutterstock-159275963.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1334" data-original-width="2000" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcsM4Rang2WRqo3yJp4zO8vrFAGPYUItzoBG5MOreltqCFWvun10o_vb8aAeB2gHf-aYiqEpZ0Z0kuUEDXwKvcRkaPFuTbsvVpO1u5705n-STR6wAxySb5sgHtdijGb2EzSF0ZLCKF3mVns3QfLGhDN7FBcnP_Hmbq5cEtFwXDsizAnlHvgDcPY7df/w640-h426/20150429144538-shutterstock-159275963.jpeg" width="640" /></a></div><div><span face="ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji"" style="background-color: white; color: #64748b; font-size: 16px;"><br /></span></div>By <a href="https://www.entrepreneur.com/author/kyle-hermans">Kyle Hermans</a><div><br /></div><div>Source: <a href="https://tinyurl.com/4u785kyd">https://tinyurl.com/4u785kyd</a><br /><br />Once upon a time, my wife Jenna and I and our three kids under ten moved from San Francisco to Los Angeles, had another baby, and bought our first house together. This, we thought, is the perfect time to quit our jobs and start a business! [eyeroll]<br /><br />The idea of our company, <a href="https://bcrgs.com/">Be Courageous</a>, was born during the facilitation of a client session when the team was at odds with each other while exploring the future of their business. This quote from George Prince was on the wall: "Another word for creativity is courage."<br /><br />I realized many of us stay trapped in <a href="https://www.entrepreneur.com/leadership/how-to-break-your-old-thought-patterns-and-be-truly/373696">old thinking</a> and actions when we lack the conditions to be creative and courageous.<br /><br />A question emerged for me, "What would a world with an abundance of courage look like? How can I help create it?"<br /><br />With my experience in <a href="https://www.entrepreneur.com/topic/marketing">marketing</a>, strategy and facilitation, and Jenna's in <a href="https://www.entrepreneur.com/business-news/how-business-fits-into-the-puzzle-of-human-psychology/278905">psychology</a>, human resources and operations, we founded our business consultancy, Be Courageous. Every year we've grown. Every year our impact has expanded. Every year we've learned.<br /><br />Here are some of our biggest learnings for those of you on your <a href="https://www.entrepreneur.com/topic/entrepreneurship">entrepreneurial</a> journey.</div><div><br /></div><div><b>9 lessons from five years of learning</b></div><div><br />As any reader here knows, starting and running a business is a piece of cake. Ha!<br /><br />For real, here is what we learned, having grown our U.S. business of two to a worldwide organization with dozens of clients and 35+ network partners while positively impacting nearly 1 million people in 82 countries.</div><div><br /><b>1. Agility</b><br /><br />One of our most in-demand programs with Fortune 500 companies this year has been our training on <a href="https://www.entrepreneur.com/growing-a-business/how-agility-and-resiliency-help-small-and-medium-sized/392725">agile</a> leadership. When you own your own business — the <a href="https://www.entrepreneur.com/growing-a-business/if-youre-not-course-correcting-youre-not-taking-enough/248058">unexpected</a> will happen. A successful entrepreneur adapts to new challenges and situations and creates lemonade from lemons.<br /><br />We have created programs we never thought we would in response to what the world has needed from us.<br /><br />Have a solid plan, but be flexible.</div><div><br /><b>2. Purpose</b><br /><br />We aim to activate courage in companies worldwide and align them with a planet-beneficial future. Yours might be to improve humanity's mental health or lessen people's stress by building an easier-to-use product. Whatever your <a href="https://www.entrepreneur.com/living/9-tips-for-finding-your-life-purpose/387477">purpose</a> is, make sure you're deeply passionate about it and that it fuels your actions.<br /><br />Use the strength of your purpose to courage through challenges.</div><div><br /><b>3. Superpowers (and kryptonite)</b><br /><br />We found more success when we identified and focused on our greatest strengths. We aligned our strengths with our values and the services we wanted to provide to our clients to solve a problem they faced.<br /><br />For example, my <a href="https://www.entrepreneur.com/living/3-ways-to-guarantee-your-entrepreneurial-superpower-doesnt/355150">superpower</a> is guiding businesses to realize their potential and future. My kryptonite is getting tripped up in the micro-details of spreadsheets. That's where Jenna comes in. She leads operations with her superpower of keeping our company financially stable, growing and on the ground. I'm the visionary, and she makes it possible.<br /><br />Align your superpowers with your business goals and values. Find people who have superpowers you lack.</div><div><br /><b>4. Curiosity</b><br /><br />In an exponentially-changing world, <a href="https://www.entrepreneur.com/growing-a-business/5-ways-to-open-your-mind-and-feel-no-fear/397080">having an open mind</a> is the key to running a successful business. Be curious about skills you don't have and new ways to solve problems. Challenges will arise, but if your curiosity remains peaked, you'll always get to the solution positively. Ask, "What is the courage needed in this situation?"<br /><br />Curiosity may have killed the cat, but it feeds company growth. (We're a dog company, anyway, no offense to cats.)</div><div><b><br />5. Healthy company culture</b><br /><br />Create a team that feels safe, strong, <a href="https://www.entrepreneur.com/leadership/why-empowering-your-team-should-be-your-top-priority/428794">empowered</a> and able to share and receive ideas. When you foster personal connections with your team and your clients (yes, <a href="https://bcrgs.com/insights/yes-business-is-personal">business is personal</a>), you will thrive beyond competitors who are only in it for the buck.<br /><br />Develop a positive company culture to unlock the full potential of your team.</div><div><br /><b>6. Operational foundation</b><br /><br />While you don't want to get bogged down in systems and processes, your business won't thrive without a solid operational foundation. Get an understanding of legal, financial and team infrastructure.<br /><br />Stay pragmatic and, as we like to say, "aggressively conservative." We make leaps, but only with a net.<br /><br />Develop systems to streamline your business, so you can focus on serving your customers.</div><div><br /><b>7. Integrity</b><br /><br />Many people make empty promises, which erodes <a href="https://www.entrepreneur.com/leadership/what-employees-are-saying-when-they-say-they-dont-trust/277824">trust</a> over time. It's far better to over-deliver on your word. Pay what you say you will, earlier than you say you will. We've established deep, trusting relationships with our clients. We foster community.<br /><br />We get callbacks five years after doing one program with a client because we don't burn bridges; we build them.<br /><br />Show up with your heart, don't be a jerk, and honor your word.</div><div><br /><b>8. Optimism<br /></b><br />Never doubt what you can achieve, yet don't be disillusioned. Approach everyone you can as a holistic human being, putting aside bias. Presume positive intent and look for positive solutions. Expect people to be their best until proven otherwise. And even then, be graceful about terminating any relationships.<br /><br />Work and live from a place of abundance, not scarcity.</div><div><br /><b>9. Mindful hiring</b><br /><br />Be thoughtful about who you bring into your organization.<br /><br />We hire a type of person — not only for the exact level of expertise we need. We hire people in love with our vision. A person who can be adaptive and learn with us. Who is willing to put in the work for a shared purpose.<br /><br />Hire the right puzzle piece for your vision, not just how they look on paper.</div><div><br /><b>Bottom line</b><br /><br />Owning your own business isn't for the faint of heart. It's an ebb and flow of successes and learnings. But 20 years from now, if you look back, would you regret not doing something about your big and burning idea?<br /><br />Fear will never go away, but when the desire to fulfill your purpose outweighs the fear of risks involved, that's when you know you're made to be an entrepreneur.</div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-59493559514512681612022-12-22T06:33:00.008-06:002022-12-22T06:33:56.929-06:00Happy Holidays 2022<p style="border: none; margin-bottom: 0cm; padding: 0cm;">Sending our warmest thoughts and best wishes for a wonderful holiday
season and a successful and glorious happy new year!</p><div class="separator" style="clear: both; text-align: center;">
<p style="border: none; margin-bottom: 0cm; padding: 0cm; text-align: left;">Soledad Tanner, MIB</p></div><p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGKR7Y5ZxB-Qpst-5Ae6fXB0pERv3oS1eAyYLWgZxFc5aNOws4TLW4YRu6zQPNBLYUfs2180rVeWt5t2J3_zDpMe_OuXhFJd6TlSkCzHXb-17qcJrh54JDLhQLFNhL-av9-UAcgjk598bJkVCXa8maaj6fZe0FQV-7_Yu_mgFfrqLDhhkZqgCJ3qWg/s2188/Final%20Christmas%202022.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1563" data-original-width="2188" height="458" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGKR7Y5ZxB-Qpst-5Ae6fXB0pERv3oS1eAyYLWgZxFc5aNOws4TLW4YRu6zQPNBLYUfs2180rVeWt5t2J3_zDpMe_OuXhFJd6TlSkCzHXb-17qcJrh54JDLhQLFNhL-av9-UAcgjk598bJkVCXa8maaj6fZe0FQV-7_Yu_mgFfrqLDhhkZqgCJ3qWg/w640-h458/Final%20Christmas%202022.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-9624061019337971522022-12-14T08:14:00.006-06:002023-02-07T05:12:06.297-06:00Testimonial Belen Ortiz - Godwin, Blueskies Behavioral Health Services, Inc.<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcSSgpwsgjwBeGc0Nr2qXsSwvvRg5O2vCZZPyC3fxsYGmyLhH59OyuZV0Teus0RQAEzlmp6qF2DgGwubTZ86cqIllbbE02zN5kUeDYDz7r5nhUJ6ddIQ3oTtsU1S9bW_r5NyvdEUOkCtYyNwcYscg7DNWWKZ-4MmgsrKxaJ1_aNm5vzMkSwvfEWhnv/s1080/94%20Belen%20Ortiz%20Godwin,%20Blueskies%20Behavioral%20Health%20Services.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjcSSgpwsgjwBeGc0Nr2qXsSwvvRg5O2vCZZPyC3fxsYGmyLhH59OyuZV0Teus0RQAEzlmp6qF2DgGwubTZ86cqIllbbE02zN5kUeDYDz7r5nhUJ6ddIQ3oTtsU1S9bW_r5NyvdEUOkCtYyNwcYscg7DNWWKZ-4MmgsrKxaJ1_aNm5vzMkSwvfEWhnv/w640-h640/94%20Belen%20Ortiz%20Godwin,%20Blueskies%20Behavioral%20Health%20Services.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-13193748159959602472022-12-09T02:34:00.006-06:002022-12-09T02:34:23.143-06:00 Deciding What Kind of Business to Start? Here's a Simple Approach Every Entrepreneur Can Follow<i>Deciding what kind of business to start begins with defining success, and then considering the role of variance.</i><div><i><br /></i></div><div><i><br /></i>Source: <a href="https://tinyurl.com/4tvehxby" target="_blank">https://tinyurl.com/4tvehxby</a></div><div>Written by: BY <a href="https://www.inc.com/author/jeff-haden">JEFF HADEN</a>, CONTRIBUTING EDITOR, INC.<a href="https://twitter.com/jeff_haden">@JEFF_HADEN</a><br /><br /><div style="text-align: center;"><img height="360" src="https://img-cdn.inc.com/image/upload/w_1920,h_1080,c_fill/images/panoramic/GettyImages-1200929387_521739_sro7qi.jpg" width="640" /></div>Photo: Getty Images<br /><br />While there are countless ways to decide <a href="https://www.inc.com/jeff-haden/start-a-business-founder-startup-how-old-should-you-be-to-start-a-business.html">what kind of business to start</a>, for the sake of argument let's imagine there are two basic approaches:<br /><br />Low variance. Decide to do what other people have successfully done, and with hard work and perseverance you should reach the 80th percentile of success in that pursuit, if only because most people don't work nearly as hard, or as smart, as they like to think. <br /><br />An example of the low variance path -- lower risk, but lower return -- is a person with solid carpentry skills who decides to go into the deck building business. Lots of customers need decks. Then again, plenty of construction small business owners build decks. Choose that route, and with time and effort you might not get rich... but the odds are good you can make a decent living.<br /><br />High variance. Think of this as the outlier path. Choose to do what few people have successfully done, and you might -- just might -- become extraordinarily successful. (<a href="https://www.inc.com/jeff-haden/the-only-way-to-get-really-really-rich.html">And rich</a>, if that's your goal.) <br /><br /><a href="https://www.inc.com/jeff-haden/facebooks-30-day-list-was-recently-extended-to-strong-performers-that-could-devastate-employee-morale-especially-for-people-who-get-rehired.html">Mark Zuckerberg</a> is a good example of the high variance path. Instead of taking a low variance approach and, say, starting a web design business, he launched a new and unproven venture. The odds of success in that high variance approach were naturally extremely low, but in his case the upside turned out to be astronomically high. <br /><br />Sounds great.<br /><br />At least for the Zuckster.<br /><b><br />Starting a Business With High Variance</b><br /><br />The Facebook founder isn't just a high variance outlier. He's also a good example of survivor bias, focusing on people or things that "survived" while overlooking those that did not.<br /><br />Take Ryan Gosling. He dropped out of high school when he was 17 and moved to L.A. to pursue acting. It worked spectacularly well for him, but what about the thousands of kids who drop out and move to southern California in hopes of making it? Do they all become movie stars?<br /><br />Of course not.<br /><br />But you never hear about them.<br /><br />The same is true for <a href="https://www.inc.com/jeff-haden/steve-jobs-said-1-thing-separates-successful-people-from-everyone-else-and-will-make-all-difference-in-your-life.html">Steve Jobs</a>. Jobs dropped out of Reed College so he could "drop in" on classes that interested him. It worked for the Apple co-founder. (Maybe <a href="https://www.inc.com/jeff-haden/46-years-ago-this-forgotten-apple-co-founder-left-an-estimated-75-billion-on-table.html">not so well for this forgotten Apple co-founder</a><a href="https://www.inc.com/jeff-haden/46-years-ago-this-forgotten-apple-co-founder-left-an-estimated-75-billion-on-table.html"> who arguably left $75 billion on the table</a>.) But what about the countless people who don't finish college? Do they all become billionaires?<br /><br />Of course not.<br /><br />But you never hear about them.<br /><br />That's why <a href="https://twitter.com/michaelshermer">Michael Shermer</a>, the author and publisher of Skeptic magazine, says advice on high variance success distorts perceptions <a href="http://www.scientificamerican.com/article/how-the-survivor-bias-distorts-reality/">by ignoring all the businesses and college dropouts who failed</a>. And why university of Waterloo <a href="http://www.forbes.com/sites/carminegallo/2012/12/06/high-tech-dropouts-misinterpret-steve-jobs-advice/#75c70ef25ad4">professor Larry Smith says, </a>referring to Jobs: <br /><br />And what about 'John Henry' and the 420,000 other people who tried ventures and failed? It's a classic case of survivor bias.<br /><br />We make judgments about what we should do based on the people who survived, totally ignoring all the guidance from the people who failed.<br /><br />The problem with survivor bias is that it doesn't really indicate whether a particular strategy, or technique, or plan will work -- and specially whether it will work for you.<br /><br />Take the high variance approach by basing your plans -- or your expectations of success -- on a blueprint that worked for an outlier, and the potential outcome may be extraordinarily high. But so will your level of risk.<br /><br />That's neither a bad nor good thing.<br /><br />But it is definitely a factor you should consider.<br /><br /><b>Starting a Business With Low Variance</b><br /><br />The flip side is choosing a route with low variance. As Nassim Taleb writes in <a href="https://amzn.to/3UhD4vq">Fooled by Randomness</a>, "Wild success is attributable to variance. Mild success can be explained by skills and labor."<br /><br />Keep in mind "mild success" can still be considerable. Say your interest lies in healthcare. The high variance approach would be to launch a startup based on a new wearable device: The odds are low it will capture the market, but if it does... <a href="https://ouraring.com/">yeah</a>.<br /><br />The low variance approach could be to go to med school. With time, study, and hard work, you could become a skilled physician. While the upside isn't unlimited, it's still <a href="https://weatherbyhealthcare.com/blog/annual-physician-salary-report">pretty great</a>, especially if you someday scratch your latent entrepreneurial itch and launch your own practice.<br /><br />To evaluate the odds of success, Taleb advises considering "alternative histories." If you could relive a set of events 1,000 times, what would the range of outcomes be? In a high variance approach -- becoming Steve Jobs, Ryan Gosling, Joe Kudla, or Kirk Hammett -- the odds are (maybe) 1 in 1,000.<br /><br />In a low variance approach -- say, starting a deck-building business -- the odds are likely considerably better than even. Assuming your level of effort and perseverance remain constant, you'll probably have about the same level of success, and make the same amount of money, 700 or 800 times out of 1,000.<br /><br />Randomness -- or luck -- won't play much of a role.<br /><br />And that's an important point, because luck always plays a role in extraordinary success. While if you out-work, out-think, out-skill, and outlast other people you are much more likely to be successful, <a href="http://arxiv.org/abs/1802.07068">research shows you also need to get lucky</a>.<br /><br />Right place, right time. Or right person, right time. Or right idea, right market, or right audience. As <a href="https://www.inc.com/jeff-haden/mark-cuban-4-powerful-yet-surprisingly-simple-strategies-anyone-can-follow-to-be-successful.html">Mark Cuban</a> says, "To make billions, you'll have to get lucky."<br /><br />Bottom line? The lower the variance, the smaller the role luck is likely to play in your success.<br /><b><br />Starting a Business Means First Defining "Success"</b><br /><br />As you consider which business to start -- or which career path to take -- first decide what "success" means to you. If you want to make a decent living doing something you love, consider a low variance approach; choose a path where effort and skill tends to pay off directly.<br /><br />If you want to get rich, you'll need to choose a path where effort and skill matter, but so does luck. While survivor bias -- and hindsight bias -- appears to explain success, no path, no plan, and no strategy is ever certain. Success in that case will only seem inevitable in hindsight. "Wild" success will always be at least somewhat random.<br /><br />But keep in mind that where success is concerned, "mild" is relative. Start a deck building business with one or two employees, and your upside is largely constrained by the hours you work. Build that business by adding services, crews, and locations, and your "mild" success can become considerable.<br /><br />Which leads to an even more important point. When you're deciding what kind of business to start, variance matters.<br /><br />But the most important factor is whether you will get to do work you enjoy: Work that leaves you feeling fulfilled, and satisfied, and happy, and that allows you to control, as best possible, your own destiny.<br /><br />The beauty of starting a business is that you are free to choose what kind business. Make sure you design and build your business not just on a potential outcome, but also on the process of achieving that outcome. <br /><br />Then, no matter whether the outcome is mild or wild, you'll still be successful.<br /><br />Because you will be doing what you love to do.</div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-56317737667451649602022-12-07T01:22:00.004-06:002022-12-07T01:24:01.965-06:00What's the Difference Between a Startup and a Small Business?<div style="text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgNn9sv7_EWgFzmwF5whZ8QD0EaDLM292gxeco-SmpDSEZxaZUHaJHwWy-v56CnzRWH8cu4fjF3qjPizzRnZfdMm-TyC9DK4cGaRFY4jRv0QS-USBshJChw9BlhEQ1HMJGNpaeZUJ5xH9ylBS9aqpqEqL0pxjai_TSpvoJeHQXntII59am2P7DALBqt" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/a/AVvXsEgNn9sv7_EWgFzmwF5whZ8QD0EaDLM292gxeco-SmpDSEZxaZUHaJHwWy-v56CnzRWH8cu4fjF3qjPizzRnZfdMm-TyC9DK4cGaRFY4jRv0QS-USBshJChw9BlhEQ1HMJGNpaeZUJ5xH9ylBS9aqpqEqL0pxjai_TSpvoJeHQXntII59am2P7DALBqt=w640-h360" width="640" /></a></div><br /></div>Source: <a href="https://tinyurl.com/4p4zuuwe">https://tinyurl.com/4p4zuuwe</a><br /><div><br /></div><div>By <a href="https://www.entrepreneur.com/author/erica-sarway">Erica Dushey Sarway</a><br /><br />December 1, 2022<br /><br /><i>While they sound similar, there are fundamental differences.</i><br /><br />Opinions expressed by Entrepreneur contributors are their own.<br /><br /><br />People often confuse <a href="https://www.entrepreneur.com/leadership/mark-cubans-12-rules-for-startups/306742">startup</a> companies with <a href="https://www.entrepreneur.com/business-news/heres-how-small-businesses-can-survive-the-post-pandemic/416134">small businesses</a>. Sure they sound similar, but the two have fundamentally different meanings and cannot be used interchangeably. They can sound alike because startups are new companies. But while they may begin as tiny in size, their goals and intentions may end up separating them from actual small businesses.<br /><br /><b>What's a startup?</b><br /><br />It is a new company looking to quickly expand into a much larger and much more profitable business. Many times, a startup is looking to build up rapidly in a very short span of time. They're in the beginning stages, experimenting with different models and finding what works best for them to grow while outlining their future. They're finding ways to raise money and enlist backers to help them move their company up to the next level. It's almost as if they're rushing through the stages of growth, from a small enterprise, with few employees, to a larger corporation in a matter of a few years.<br /><br />Startups are businesses that believe their product or service is in high demand due to analytics and has a lot of potential for disrupting the market. These companies hope that their product is going to see rapid success and become a fixture. They often are looking for investors like venture capitalists or raising money by crowdfunding to invest in the idea and get the company off the ground as soon as possible. From the early stages, the mission, goals, strategy and research need to be defined to anticipate the quick changes the company will endure.<br /><br />When people think of startups, many think of tech companies and Silicon Valley. While it's true many startups emerge from that area of California, any person with an idea can start a company in their home and grow it from there. Some of the biggest and most well-known companies began as startups and are now publicly traded, including Apple, Microsoft and, more recently, Instacart along with GoPuff.<br /><br />However, a major downside to startups is the high risk of failure. Many of them crash and burn within a few years of starting due to some reasons like lack of organization, inability to market correctly or running out of investment capital. From the beginning, everything from business plans and models to goals to strategies all needs to be clearly sorted. Long-term goals, shares and equity all need to be defined, key employees must be hired and financial backing needs to be secured.<br /><b><br />What's a small business?</b><br /><br />It is exactly what the name suggests. They are privately held companies, partnerships or sole proprietorships. Being a small business is based on the amount of revenue brought in and the number of employees. While the government considers companies with up to 1,500 employees to be small businesses, most of them have fewer than twenty. The Small Business Association (SBA) clearly defines everything needed to qualify as a small business.<br /><br />[It is also worth noting that a recent survey, conducted by <a href="https://www.surepayroll.com/?campaignid=7017V000001UlyUQAS&utm_campaign_name=small-business-saturday-2021">SurePayroll</a>, of over 2000 taxpaying Americans found that a whopping 70% of those polled claimed they would skip a nearby chain and trek an average of eight additional miles to support their favorite local and independent business.]<br /><br />A key element to small businesses is that they are not looking to dominate their market. They are companies that are independently owned and operated, most times selling to the local town while trying to maintain a stable income. There is much less risk of failure with a small business, making them sustainable for the long run.<br /><br />A startup is looking to expand quickly and become a much bigger company, while a small business is more focused on creating and maintaining a constant and stable revenue stream. They are not necessarily trying to scale up in any way. A startup can eventually go on to become a publicly traded company, raising money from selling shares and scaling up in any way they see fit. Whereas small businesses start and remain privately held with the goal of sustaining while generating profits for as long as possible. Many times small businesses are passed down through families and remain active for generations.<br /><br />It is also worth noting that a recent survey conducted by <a href="https://www.surepayroll.com/?campaignid=7017V000001UlyUQAS&utm_campaign_name=small-business-saturday-2021">SurePayroll</a> of over 2000 taxpaying Americans found that a whopping 70% claimed they would skip a nearby chain and trek an average of eight additional miles to support their favorite local and independent business.<br /><br />Both types of projects start with a person and an idea. Depending on how said individual decides to go about the goal will determine the type of company they are. If they are looking to take their idea, shake up the industry, become a leader and be willing to take a risk? They're going to be following the startup track. If they want to keep their business small and local but big enough that it's a good source of income while staying at the same level? Then a small business is the way to go.<br /><br /></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-71106473735367915862022-12-05T04:33:00.006-06:002022-12-05T04:33:27.316-06:009 Time Management Tips That Will Boost Your ProductivitySource: <a href="https://tinyurl.com/2cp9re8c" target="_blank">https://tinyurl.com/2cp9re8c</a><br />By <a href="https://www.entrepreneur.com/author/athalia-monae">Athalia Monae</a><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEg-vm6IIopBl9FkE8Qg7415BzUr_PBJCy9221b0NkAokyVWr3eMfvAQFz0g1vyb2HV5ChDeH0zq1_eA5w5LEAbFD7IUd_hB-S4_SzvshnbbQznqGRf4wDlgCDVL8mmhY_47gyLZUL8XffpMcvmUHV2oJmmneuMYNNynMduz_AaQKBuWB7IzA4BUrAlG" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="563" data-original-width="1000" height="360" src="https://blogger.googleusercontent.com/img/a/AVvXsEg-vm6IIopBl9FkE8Qg7415BzUr_PBJCy9221b0NkAokyVWr3eMfvAQFz0g1vyb2HV5ChDeH0zq1_eA5w5LEAbFD7IUd_hB-S4_SzvshnbbQznqGRf4wDlgCDVL8mmhY_47gyLZUL8XffpMcvmUHV2oJmmneuMYNNynMduz_AaQKBuWB7IzA4BUrAlG=w640-h360" width="640" /></a></div><br /><br />Here are nine tips for improving your productivity through effective time management.<br /><br /><br />Time is of the essence when starting and <a href="https://www.entrepreneur.com/article/377669">running a business</a>. It doesn't matter what stage you're at. Making the most efficient use of your time would be very wise. Working smarter, not harder, should be the goal. That takes discipline, patience and planning. On my journey, there were times when I had the motivation but wasn't sure what my next move should be. I'm very organized and find that I function better when things are in place and when I know what I'm doing and where I'm going. The benefits of good time management include greater productivity, less stress and more opportunities to do the things that matter. Utilizing the following tips will help <a href="https://www.entrepreneur.com/article/340617">boost your productivity</a>:<div><br /><b>1. Set clear goals</b><br /><br />When creating a plan for your business, setting a timeline and setting goals are two of the things you want to consider. Setting timelines keeps me on my toes. While setting a timeline gives you an idea of how long it'll take you, setting your goals allows you to focus your energy on the things you want to achieve. Also, think about your long-term and short-term goals.<br /><br /><b>2. Prioritize</b><br /><br />One of the best ways to stay focused on accomplishing your goals is by <a href="https://www.entrepreneur.com/article/336506">prioritizing</a>. Knowing how to prioritize work affects the time you spend on tasks and your overall success. Start by creating a to-do list of tasks that need to get done. Make sure to order tasks by effort and begin planning your time accordingly. Creating a list will help you visualize your goals and determine what is most relevant, as well as what is most urgent. You can't go wrong with a <a href="https://www.entrepreneur.com/article/295021">to-do list</a>.<br />3. Create a routine<br /><br />The more you stick to your routine, the easier it gets. Whether you work better in the morning or late at night, plan your tasks in a way that you know you will be most productive, and keep it the same. I work better at night. There have been many times I pulled an all-nighter and felt like I moved mountains in that time. Your body naturally responds to repetitive behavior.<br />4. Avoid distractions<br /><br />Honor the time that you've dedicated to working on that project, and <a href="https://www.entrepreneur.com/article/379402">avoid distractions</a> — no television, social media or text messaging during that time. If you're working in a public space, find a quiet area. Some people like to work in silence, while others might like soft music. Whatever the case may be, commit to that time.<br /><br /><b>5. Practice the four Ds</b><br /><br />Do, Defer (Delay), Delegate and Delete<br /><br />Placing a task or project into one of these categories helps you manage your limited time more effectively and stay focused on what matters most to you. For anyone who's never utilized this: After you do it for the first time, you might get hooked.<br />6. Don't multitask<br /><br />I had a habit of <a href="https://www.entrepreneur.com/article/334609">multitasking</a>, which was productive, but since I started multitasking much less, I see how much more productive I've been. Instead of dividing your attention into three different things, it's better to focus entirely on one thing at a time. To make it more effective, try timeboxing them. That means allocating a time frame for every task which, as a result, increases the likelihood of its successful completion.</div><div><br /><b>7. Sleep</b><br /><br /><a href="https://journals.lww.com/joem/Abstract/2007/01000/Fatigue_in_the_U_S__Workforce__Prevalence_and.1.aspx">Studies</a> have shown that when we have good sleeping habits, we are healthier, more productive and less stressed. Sleep is a detrimental factor that could affect many things both positively and negatively. When we get a good night's rest, not only do we feel fresh and rejuvenated, but it also contributes to a healthy lifestyle. On the contrary, when we don't get enough sleep, we may also be increasing <a href="https://www.nhlbi.nih.gov/health/sleep-deprivation#:~:text=Sleep%20deficiency%20is%20linked%20to,adults%2C%20teens%2C%20and%20children.">health problems</a>, such as diabetes, obstructive sleep apnea, obesity and more.</div><div><br /><b>8. Don't feel bad about failing</b><br /><br />A lot of people fear failure — it's human nature. But spending time stressing about failing is taking time from you being productive. Just try to jump in, and conquer those fears. In my personal experience, failing wasn't necessarily a bad thing. I learned from those failures. I built on those failures. I grew from those failures. Believe in what you're doing, and focus on why you're doing it.</div><div><br /><b>9. Use an online calendar</b><br /><br />I swear by <a href="https://www.entrepreneur.com/article/424327">online calendars</a>. They are so useful and are a great fundamental tool to manage time. You can easily manage your schedule, mark important dates and events, set up reminders, create time blocks, etc. The best part is that online calendars can be integrated with third-party applications and can be accessed from multiple devices. There are plenty of options to choose from, such as Google Calendar, Outlook Calendar and Apple Calendar, but the project calendar in ProofHub simplifies the way you manage your schedule, plan your events and keep track of the important dates and deliverables in the project, so you always stay ahead of the deadlines.<br /><br />In conclusion, if you try all or some of these <a href="https://www.entrepreneur.com/article/318566">time management</a> tips, you will very likely start feeling more in control, with the confidence to choose how best to use your time. And by feeling happier, more relaxed and better able to think, you're in a great place to carry on with your business.</div></div>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-61196362872748776122022-11-30T06:29:00.001-06:002022-11-30T06:29:19.286-06:00Testimonial Pamela Hernandez, Ph.D., Greater Northside Chamber of Commerce<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgm7TaYLuXpojh3Olu-Eg4RAKq9kl_VbdGpHhZQlAu4Px4vM6Je88XBN2eADelIwJ_MMpEv5OpzMlM_2uC1sPh4gBI3w-o4YbnAyqUHeLVUpQjiPJua79KB7whOvcj9k2uYqLyKpyV2bpkJ65SNlPcN-LWPaLrDe1zmeiIoL5EEtupe2JiZfee2Pwim/s1080/93%20Pamela%20Hernandez,%20Greater%20Northside%20Chamber.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1080" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgm7TaYLuXpojh3Olu-Eg4RAKq9kl_VbdGpHhZQlAu4Px4vM6Je88XBN2eADelIwJ_MMpEv5OpzMlM_2uC1sPh4gBI3w-o4YbnAyqUHeLVUpQjiPJua79KB7whOvcj9k2uYqLyKpyV2bpkJ65SNlPcN-LWPaLrDe1zmeiIoL5EEtupe2JiZfee2Pwim/w640-h640/93%20Pamela%20Hernandez,%20Greater%20Northside%20Chamber.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-12986445630832053192022-11-29T02:18:00.002-06:002022-11-29T02:18:39.545-06:00New GEM Report Recommends Action to Support Women Entrepreneurs<div>Source: <a href="https://tinyurl.com/2s3e7msm" target="_blank">https://tinyurl.com/2s3e7msm</a></div>Written by: <a href="https://entrepreneurship.babson.edu/author/news/">Thought & Action Staff</a><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhDzjnyZ0FkXJCEh4PfFonMUe2Hy42RTXxEZBvXpshO2FGDBwb81z96K-ia8xn556j_Oj23sUeg24rUEewGl0kWfvG1xLOonqS6hz0cM24ltqz8f_lHtO6JD_rCR9_2Iz3NgN11nMmmB-otCinh3-cZldu2IaX6Q_l-rXz-Svq6zn7Bj3PBXde9QX46" style="margin-left: 1em; margin-right: 1em;"><img data-original-height="630" data-original-width="1200" height="336" src="https://blogger.googleusercontent.com/img/a/AVvXsEhDzjnyZ0FkXJCEh4PfFonMUe2Hy42RTXxEZBvXpshO2FGDBwb81z96K-ia8xn556j_Oj23sUeg24rUEewGl0kWfvG1xLOonqS6hz0cM24ltqz8f_lHtO6JD_rCR9_2Iz3NgN11nMmmB-otCinh3-cZldu2IaX6Q_l-rXz-Svq6zn7Bj3PBXde9QX46=w640-h336" width="640" /></a></div><br /><div><br />Women continue to make major strides in entrepreneurship but need more support from policymakers and program leaders, according to a new report from the <a href="https://www.gemconsortium.org/">Global Entrepreneurship Monitor</a> (GEM).<br /><br />The new GEM <a href="https://www.gemconsortium.org/reports/womens-entrepreneurship">2021/2022 Women’s Entrepreneurship Report</a>—released November 18 and authored by <a href="https://entrepreneurship.babson.edu/amanda-elam-women-entrepreneurs/">Amanda Elam</a>, research fellow at the <a href="https://www.babson.edu/womens-leadership-institute/diana-international-research-institute/">Diana International Research Institute at Babson College</a>—illustrates the state of women’s entrepreneurship two years after the onset of the COVID-19 pandemic. The report found that startup rates for women dropped by 15% from 2019 to 2020, but held constant in 2021.<br /><br />The report also highlighted gender differences in entrepreneurial intentions. Women experienced sharper declines than men in their intentions to start a business within three years and overall startup rates in 2020, but not in upper middle-income countries.<br /><br />“Women represent two out of every five early-stage entrepreneurs,” Elam said. “Entrepreneurship is a part of the economy where women are continuing to take an active role. It’s important for educators, leaders, and policymakers to understand the drivers of gender differences in this critical market activity.”<div><br /><b>Focused on Solutions</b><br /><br />GEM, a global consortium of academic researchers co-founded by Babson College in 1999, studies entrepreneurial motivation and activity around the world. Its latest report sheds light on the actions that policymakers and others should take to support women entrepreneurs.<br /><br />The report highlights the gender composition of high-potential startup populations, pandemic impacts on male and female entrepreneurs, and structural and environmental inequalities that need to be addressed on a policy level.<br /><br /><i>“Entrepreneurship is a part of the economy where women are continuing to take an active role. It’s important for educators, leaders, and policymakers to understand the drivers of gender differences in this critical market activity.”<br />Amanda Elam, research fellow at the Diana International Research Institute at Babson College</i><br /><br />“GEM is the only global research source that collects data on entrepreneurship directly from the source—entrepreneurs,” GEM Executive Director Aileen Ionescu-Somers said. “Applying a well-informed gender lens to the evidence points policymakers and program leaders toward more effective tailor-made solutions to address the barriers to business startup and growth for women entrepreneurs.”<br /><br />The report provided guidance for policymakers and program leaders to help address the barriers to business startup and growth for women entrepreneurs:<blockquote><ol style="text-align: left;"><li>Because women entrepreneurs are underrepresented in traditionally male-dominated sectors, policymakers can provide support to women entrepreneurs equally in all sectors and countries, especially in male-dominated sectors where negative stereotypes are triggered.</li><li>Because women represent one in three high-potential entrepreneurs, policy programming is needed to mobilize financing and other support toward the sectors where women are currently active.</li><li>As academic research suggests that women are just as likely as men to succeed when starting similar businesses in comparable industry sectors, structural barriers can be more directly addressed to debunk negative stereotypes about women entrepreneurs.</li><li>National experts taking part in the research agree that there is currently little cultural support for female entrepreneurs. It is important to celebrate and promote successful women founders as role models.</li></ol></blockquote><b>More Key Findings</b></div><div><b><br /></b>According to the GEM report’s executive summary, women around the world “represent about one in three high-growth entrepreneurs and one in three innovation entrepreneurs focused on national and international markets.”<br /><br />The report’s findings—based on a trend analysis of women’s entrepreneurship across 50 countries from GEM 2021–2022 data—also illustrated the importance of a strong environment to support entrepreneurial intentions among women. Women in upper middle-income countries represent some of the most innovative, high-growth entrepreneurs in the world, at parity with men for international market focus.<br /><br />Countries with the highest expert ratings also saw the highest levels of entrepreneurial intentions. However, national experts generally rated the enabling environment for women entrepreneurs very poorly in most countries, which may explain why women have a slightly lower perception of entrepreneurship as a career choice compared to men.<br /><br />Other key findings from the report include:<p style="-webkit-font-smoothing: antialiased; box-sizing: inherit; margin: 0px 0px 1rem;"></p><ul style="text-align: left;"><li>Business exit rates for women rose from 2.9% to 3.6% over the two-year pandemic period, in contrast to the higher rates for men (3.5% to 4.4%). Women in upper middle-income countries showed the largest pandemic impact on business exit with a 74% increase from 2019 to 2021, compared with 34% for men.</li><li>Almost half of women entrepreneurs worldwide are involved in the wholesale/retail sector and one in five women entrepreneurs in the government and social services sector (18.5% women vs. 10.1% men). However, only 2.7% of women compared with 4.7% of men are starting businesses in information, computers, and technology (ICT), the sector that draws the majority of venture capital dollars worldwide.</li><li>In every country surveyed, women were much less active in business than men and tended to make much smaller related investments. The most significant gender differences were found in lower-income countries, while women in upper middle-income countries were closest to gender parity.</li></ul><p></p></div></div></div>
<iframe allowfullscreen="" allowtransparency="" frameborder="0" height="600" src="https://www.docdroid.net/Qfvhowr/gem-2021-22-womens-entrepreneurship-report-from-crisis-to-opportunity-1-pdf" width="100%"></iframe>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0tag:blogger.com,1999:blog-8645998325630548157.post-4918815488217017382022-11-23T08:13:00.002-06:002022-11-23T08:13:34.927-06:00Happy Thanksgiving Day 2022<p style="border: none; margin-bottom: 0cm; padding: 0cm;">A special greeting of Thanksgiving time to express to your our
sincere appreciation for your confidence and loyalty. We are deeply
thankful and extend to you our best wishes for a happy and healthy
Thanksgiving Day.<br /><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJoTzboN7dncOj4PEDB_tac_AFvI56oONcCDmDgMsX7Xt7N2p0TPnYc225q_zC3M6b1uiXyCXQf4SBvw0gqTZf3viGiSaLvllyrfxNzQUBd8D6zmAlL7eLO7n9M6UsSixtqHNcYuTIzfun8h55Azmx4NrrxdW1tlhdmhY43kK9ZsTsmXrJ4817oNlr/s1050/Tarjeta%20Thanksgiving%202022.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="750" data-original-width="1050" height="458" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJoTzboN7dncOj4PEDB_tac_AFvI56oONcCDmDgMsX7Xt7N2p0TPnYc225q_zC3M6b1uiXyCXQf4SBvw0gqTZf3viGiSaLvllyrfxNzQUBd8D6zmAlL7eLO7n9M6UsSixtqHNcYuTIzfun8h55Azmx4NrrxdW1tlhdmhY43kK9ZsTsmXrJ4817oNlr/w640-h458/Tarjeta%20Thanksgiving%202022.png" width="640" /></a></div><br /> <p></p>Soledad Tanner Consulting http://www.blogger.com/profile/09175633066172992635noreply@blogger.com0